Buckle in for this one, it’s a lot.
- Do this now (if you have a Chase United Card): Register for bonus MileagePlus miles in Q4. I got spend $9,000, earn 5,000 miles 🙄.
- Bilt is dropping the transfer ratio for Hyatt points from 1:1 to 1:0.75 starting on January 1. Why? There are several reasons (I assume):
– Hyatt charges Bilt more than its other partners
– Chase paved the road with its devaluation
– They wanted to see how affiliates downplay the devaluation
– Richard Kerr doesn’t like puppies
To Bilt’s credit, you’ve got three months notice of impending doom. - The Citi ThankYou Mastercard has new targeted offers that apparently haven’t been emailed or mailed out, but are showing up on the offers dashboard. New offers include:
– 1,500 ThankYou Points after $750+ spend, can be earned twice
– $50 after $750+ spend, can be earned twice
Thanks to reader Lance for prodding me to check the dashboard. - Chase’s Q4 Pay Yourself Back categories changed slightly, adding grocery, department stores, and wholesale clubs as eligible categories on personal cards. They removed gas, pet supply, and veterinary services.
- Chase’s United cards have increased bonuses, each of which has 10,000 bonus miles for adding an authorized user:
– Club: 90,000+10,000 miles after $5,000 spend in three months
– Quest: 80,000+10,000 miles after $4,000 spend in three months
– Explorer: 70,000+10,000 miles after $3,000 spend in three months
– Gateway: 40,000+10,000 miles after $1,000 spend in three months
Use a referral for these friends! - Chase changed its IHG cards:
Business
– Annual fee increased from $99 to $200
– Free night worth 50,000 points
– Lots of stupid coupons including $25 quarterly in food credits at IHG
– $100 airline credit with $250+ annual airline spend
– 15 elite nights annually
Premier
– Annual fee increased from $99 to $150
– Gold status instead of previous platinum
– Free night worth 50,000 points
– Lots of stupid coupons including $25 quarterly in food credits at IHG
– $100 airline credit with $250+ annual airline spend
– 15 elite nights annually
Premier Select (new card)
– Annual fee increased from divide-by-zero to $350
– 200,000 points after $5,000 spend in three months
– 6x on dining and travel, 3x elsewhere
– Free night worth 60,000 points and another after $40,000 annual spend
– Lots of stupid coupons including $75 quarterly in food credits at IHG
– $200 airline credit with $250+ annual airline spend
– 20 elite nights annually, earn more with spend
– Another Global Entry credit to throw in the pile
One
– Five elite nights annually
The new Premier Select card is a great card for the first year (only). - United has a new status match through October 15 that includes 1K for Delta Diamonds and AA Executive Platinums. You get 90 days of status and a challenge to keep it through the end of January 2028 based on your spend and travel in those 90 days.
- American Express Business Gold cards have an annoying $20 per month credit usable at office supply, Grubhub, and starting yesterday, UPS. Just don’t forget to enroll.
Did you make it this far? You earned an endurance cookie. What’s an endurance cookie?
This.