What does credit card unicorn hunting look like in 2025? Well, unicorns come in many forms and are often very tied to different manufactured spend techniques. But once you’ve moved past sign-up bonus hunting, you should be looking for some combination of:
- Credit cards that take lots of different types of payments
- Good base earning multiples
- Category specific earning multiples unique to your situation
- Bill payment methods that earn rewards
- An issuer that doesn’t mind cycling
You’re not going to find the full deck with American Express, Chase, or other giant banks, but you’ve got a great shot of finding your own unicorn by scouting credit unions and regional banks. Always be probing.
Have a nice Tuesday friends!
Right idea, but too literal, 2/10.