1. Do this now: Register for double points at Choice hotels through April 7, but the offer is only good on up to four stays because how dare Choice encourage you to stay more than 4 times?
  2. Mastercardgiftcard.com has fee-free gift Mastercard cards with promo code MCGIFT.

    You can buy up to $10,000 of these per account per rolling 24 hours. Don’t use an American Express because it won’t earn points, and make sure you have an air-tight liquidation plan because these InComm issued cards have gotten difficult.
  3. The CFPB has effectively been shut down. Expect more on this later, but for now assume that no government agency will take action on your CFPB feedback from this time forward, and explore other options when you demand satisfaction.
  4. You’ve got until February 28 to finish earning AA Loyalty Points for the current elite year, and right now PointsYeah is offering 25 miles per dollar through the AA eShopping portal in case another 2,500 miles will make the difference for you. It didn’t for the CFPB though so there’s that.

How to recognize a churner in the post-CFPB world.