At the end of the year, banks can be wonky with when they apply charges and statement credits. This is especially true if the bank name rhymes with Beermerican Supress. So, if you haven’t finished working through your year-end housekeeping for statement credits and bonus spend, I’d consider today a soft deadline for 2021 spending. Don’t forget:
- Wireless credits
- Saks credits
- Dell credits
- Clear credits
- Global Entry credits
- Spend bonuses
- Card linked offers
And another word of caution: Dell doesn’t charge a credit card until they ship, so if it’s not digital, your chances aren’t good for 2021.
Stay classy out there.
