Are these posts trashposts? When I’m writing them, it sure feels like recycled content which usually isn’t my style. On the other hand, you should be doing all of these things and so should I. Writing this post made me do a couple of them and capture credits that would have otherwise expired. Fortune favors the meticulous I guess.
1. Make sure you’ve spent any American Express credits in Uber Eats or Uber by tonight. Watch out for combining accounts that have stored Uber Cash and American Express Uber credits.
2. Check for any credit cards that have had annual fees post and call the issuer for a retention offer. I suggest saying something like: “I’m thinking of closing this card given its high annual fee, but before I decide what to do I was wondering if there are any retention offers or spend bonuses.” Caveat: If you take a retention offer from American Express, plan on keeping that card for 12-13 months. Good retention offers are well worth it.
3. If you have an American Express co-branded personal card (Marriott, Delta, Hilton), make sure you’ve attached the dining offer to your card and spend it. The easiest way to do this from home seems to be to buy an exact value DoorDash gift card on Fluz, which will should code correctly as grocery. Amazon Meals is another decent option. As always, find a Fluz referral from a friend to make their day if you don’t have an account already.
4. Spend any American Express co-branded business card wireless credits. I prepay my cell phone bill with this one and all of the credits over last year and this year mean that my bill will be $0 after the credits are applied for a long, long time.
5. Make sure you’ve spent any $10 American Express Personal Gold dining credits. The easiest way IMO is to buy something for pickup for $10ish at a local coffee shop on GrubHub, but a combo meal at a ShakeShack is a good option for many of you.
6. Cancel any cell phone burner accounts that you’re done with (and that you didn’t use a virtual account number that expires on).
7. Spend those AmEx Personal Platinum $30 PayPal credits. They’re taking a while to post, but they do post. The easiest way to get these out under the wire is with PayPal Digital Gifts which has been paying the credit even though the T&C says that it shouldn’t.