Yes, there’s an elephant in the room regarding Chase and a shutdown bloodbath in certain circles yesterday. We’ll save commentary for the future though because the dust is still settling, but I will say (1) if you don’t know why it’s happened then you’re almost certainly not affected. (2) If you are affected, I’m sorry, that sucks, but I’d make sure that Chase followed consumer laws about forced account closure and act accordingly if I were you.

  1. We haven’t talked about bank bonuses much lately given the low interest rate paid by checking accounts and the much higher interest rates paid by high yield savings accounts, but Capital One has a bonus that bucks the trend with $350 and minimal capital (lol) requirements:

    – Open a new checking account with code BONUS350 by October 18
    – Send at least two direct deposits of $250 or more in the first 75 days

    The account has no monthly fees and you can transfer money out immediately after your direct deposit posts.
  2. Southwest will open its travel schedule sometime this morning for travel through April 8, 2024. This includes most school’s spring break vacations and fares for popular routes on Southwest are often cheapest when first bookable.

    Level 201 travel hackers can probably figure out how to have a good shot of being impacted by a schedule change between now and April 8 too. (Thanks to the outstanding Brian M via MEAB slack)
  3. The AirFrance/KLM FlyingBlue program has released promo awards for discount award tickets to and from Europe through March 31, 2024. Notable US cities included in the sale:

    – Chicago
    – New York
    – Detroit
    – Washington DC
    – Denver
    – Atlanta
    – Austin
    – Houston
    – Minneapolis

    Promo awards normally list economy award prices but business class tickets are often reduced too. I’ve had great luck with these in the past, but do remember that there’s a 50 Euro fee for cancelations in the program before you go nuts on booking.

Happy Thursday!

Pictured: The Chase shutdown elephant. What, you didn’t think I was being literal?

  1. The Chase Freedom Flex and Freedom Flex Unlimited cards have a new sign-up bonus:

    – $200 (20,000 Ultimate Rewards) after $500 in spend in three months
    – 5x on gas and grocery up to $12,000 in spend in 12 months

    The offers will stack. These cards are churnable if you’re under 5/24. (Thanks to DoC)
  2. Delta’s shopping portal has a rare bonus for 1,000 bonus SkyMiles with $400 or more in purchases through August 10 which works out to an additional 2.5x on your first $400 in spend through the portal.

    Sadly, Giftcards.com remains absent from airline portals.
  3. Southwest will email you a 50% off of a future flight promotional code if you book two one-ways or one round-trip flight by tomorrow night for travel through the end of September, and of travel on those flights too. A few notes about the promotional code:

    – It’s only good for paid fares
    – There are block outs for holiday travel between Thanksgiving-ish and New Years-ish
    – There are more block outs for travel around MLK day, Valentines Day, and randomly March 3

    Because I’m my own kind of special, I investigated what might cause March 3 to be included in the blackouts. The best I can find is it’s exactly one week before Daylight Savings Time which is peak travel for obvious reasons, so hooray I guess? (Thanks to FM)
  4. American Express has a few transfer bonuses for Membership Rewards through August 31. I’ve rated them on a scale of 1-5 because exactly no-one asked me to:

    – 15% transfer bonus to Avianca LifeMiles (3 stars)
    – 25% transfer bonus to Hilton Honors (2 stars)
    – 30% transfer bonus to Iberia Plus Avios (4 stars)
    – 30% transfer bonus to British Airways Avios (3.8 stars)

    You’ve got to login to see the transfer bonuses, or at least I did.
  5. Chase has a transfer bonus for Ultimate Rewards through September 30. I also rated this one on a scale of 1-5 because I couldn’t help myself:

    – 50% transfer bonus to Marriott Bonvoy (1 star)

    Remember, a Bonvoy point is probably worth 0.40-0.65 cents in general unless you’re trying to sell someone a credit card, especially when you factor that you’re going to be paying resort fees and parking for your free award stay. So, is (0.40 to 0.65) * 1.5 cents interesting for you for an Ultimate Rewards point?

Sure, the Marriott Igloo Valley looks like a bargain at 12,000 Bonvoy Points, but you still pay the $200 resort fee.

  1. United has a new round of targeted MileagePlay promotions, check yours and rebook any flights as necessary since pre-existing bookings won’t count. These typically range between awful and decent, with a moderate bias toward the former.

    I beat the Poisson distribution on this one though, and got a decent offer for 5x bonus miles for booking and flying a single trip through September 20, minimum $100. That one will actually move the needle on a booking for me, so bravo United.
  2. On Tuesday August 1 you’ll be able to transfer Bilt points to Virgin Atlantic Flying Club miles with rather sizable bonuses of between 75% and 150% depending on your status level with the program, which is based on the number of points earned in a calendar year.

    Normally I wouldn’t speculatively transfer miles to any airline that I wasn’t flying on a dozen times a year or more, but I could see my way into doing so with this permission given the high transfer bonuses. Things to keep in mind:

    – Virgin Atlantic is due for a devaluation after they tried and failed in 2021
    – Virgin Atlantic has fees for cancelling and redepositing award tickets ($41-$50)
    – Flying business class on ANA or Delta are the typical sweet spots
    – You’ve often got to call customer service to book award tickets

    So with those caveats, I’d look at what you might book in the next 2-3 months and transfer over enough miles to cover just those bookings, but you do you.
  3. Do this now (if you have a Marriott co-branded credit card): Register for 10,000 bonus points after $7,000 or more in spend through September 30.

Have a nice weekend!

Top: US Airline on-time performance distribution
Bottom: Spirit Airlines on-time performance distribution

  1. Delta has a SkyMiles award sale for flights to and from the US booked by tomorrow night:

    – Mexico and the Caribbean: 11,000 miles round-trip
    – Asia and the Pacific: 70,000 miles round-trip

    Both of these are economy prices, and only the first is competitive relative to other programs. For Diamonds with global upgrade certificates, Premium Select fares are also pricing lower than typical, but still too high relative to other mileage programs.
  2. You can now book flights on Taipei based Starlux Airlines with Alaska MileagePlan miles. Flights are decently priced (or “collapsed economy cheap” compared to Delta, see above):

    – 20,000 miles each way to Asia in Coach
    – 40,000 miles each way to Asia in Premium Economy
    – 60,000 miles each way to Asia in Business

    (Thanks to DDG)
  3. Aeroplan now lets you change an itinerary online. I think you’re in exactly one of two-camps about this news:

    – Boring (If you’ve never called Aeroplan’s call center)
    – Fan-freaking-tastic (If you have called Aeroplan’s call center)

    Currently it only works with bookings that don’t involve vouchers or credits, but my assumption is that’s the majority of your Aeroplan bookings.

Delta’s inspiration for SkyMiles premium cabin bookings.

  1. American Express has new offers for 20,000 Membership Rewards after $4,000 in spend in six months for new employee cards, limit five per account for Business Golds and Business Platinums at last year’s generic links:

    Business Gold
    Business Platinum

    The POID on these is K4IY:9976, and the offer has been alive for several weeks (first discovered by reader Jon via MEAB slack), but just hit mainstream yesterday. It’s also been out long enough that American Express customer service confirmed that the offers are properly attached.
  2. Southwest has an airfare sale for flights to, from, and within California through the end of day today using promo code 29OFF. The sale:

    – $29 fares one-way with requisite asterisks within California
    – 29% off of fares on flights to or from California, also with asterisks

    Travel is valid between August 15 and February 14, 2024 for the continental US, and there’s some availability early next year for Hawaii too. For bonus points, do some schedule research and parlay this sale into Thanksgiving travel.
  3. JetBlue has $25 off of one-way flights and $50 off of round-trip flights using promo code FALLTRAVEL booked by this evening for travel between September 6 and November 15. Of course this one has a few asterisks too, because capitalism.
  4. Yes, earlier this week we reported that Kroger would have a 4x fuel points promotion on Friday, Saturday, and Sunday. That wasn’t incorrect, but Kroger is laughing up at us from hell by having an overlapping 4x fuel points promotion on third party gift cards and fixed value Visa and Mastercard gift cards between today and August 8.

    If you’re playing this game with AmExes, just watch out for certain purchases to avoid points clawbacks; remember it’s them, hi, they’re they problem it’s them.

The cable industry learned their asterisk game from the airlines.

  1. Staples has a fee-free promotion on $200 Visa gift cards running through Saturday, limit eight per transaction. On a related note, there have been rumblings that Staples has been rolling out $500 variable load gift cards for the last month or two, and it seems like they may have finished that rollout. Those aren’t fee-free, but they are another option.

    These are Metabank Pathward gift cards so have a liquidation plan in place before you buy too many.
  2. Kroger will have a (probably) final summer weekend 4x fuel points promotion Friday, Saturday, and Sunday on third party gift cards and fixed value Visa and Mastercard gift cards.
  3. Costco is selling $500 Alaska Airlines gift cards for $449.99, limit five per member. (Thanks to GCG)
  4. Airfrance and KLM’s FlyingBlue program now allows stopovers on award tickets for no additional charge, either one-way or round-trip, which is an amazing opportunity for travel hackers, especially if you’re able to talk your way into multiple stopovers on a single itinerary, which may or may not be permitted. The quick overview:

    – The length of the stop-over can be between 24 hours and 365 days
    – Different airlines can be combined on a single itinerary

    You currently can’t book these online, so you’ve got to call FlyingBlue directly. In my experience FlyingBlue representatives are some of the most competent out there despite their reputation, the main downside is a typical 10-30 minute wait to talk to one, even as an elite. (Thanks to FM)
  5. PSA: American Express’s sign-up bonus system has been having teething issues for a little over a month. Previously sign-up bonuses on most cards would post within two business days of hitting minimum spend, but recently it’s taken between 7 and 10 days. When it does post, it’ll be back-dated to the day after hitting spend, so it can be hard to track if you’re not watching carefully.

    With AmEx, it’s like a middle-school breakup – it’s not you, it’s them.

Happy Monday!

A text message exchange extracted from American Express’s phone in 7th grade.

I’ve learned of a super-secret, not-at-all-publicized, private sale called “Prime Day” that’s happening tomorrow and Wednesday at Amazon. If you’re a buyer’s group gamer, this is potentially the World Series of sending stuff to some place in another state that you’ve never heard of, so make sure you’re ready. In the mean time:

  1. Office Depot / OfficeMax stores have $15 off of $300 or more in Visa gift cards through Saturday. To scale:

    – Try for multiple transactions
    – Link your cards to Dosh
    – Buy the “Everywhere” variety for lower fees if you can liquidate them

    It’s still relatively easy to liquidate the $200 variety of cards in store, and there’s always BravoPay to liquidate from home.
  2. Dell is currently 10x at Rakuten and 4x at the AA shopping portal, so get your Business Platinum cancelations in at higher rates.
  3. The Chase Aeroplan Visa card’s sign-up bonus is back to 100,000 Aeroplan points. The bonus is:

    – 60,000 points after $4,000 spend in three months
    – 40,000 additional points after $20,000 spend in the first year

    You can turn this into a $1,250 statement credit via Chase Pay Yourself Back. Just don’t use Pay Yourself Back on points earned outside of the Aeroplan card or you may find your Chase accounts shutdown.
  4. Meijer stores have to good promotions through Saturday. Both are limit one per account:

    – 10,000 MPerks Points with $100 or more in Happy, Choice, or One4All gift cards
    – $10 off of $150 or more in Mastercard gift cards

    Meijer stocks both Pathward and Sunrise gift cards. Now if only it was possible to have more than one email address so you could have more than one MPerks account.
  5. The American Express random number generator is back in full force with a new 170,000 Membership Rewards sign-up bonus on the Business Platinum card at the normal card landing page. To get the offer to appear, you’ve got to have the random number generator roll a 4 on its internal dice, which really means to keep trying with:

    – Incognito or regular browser sessions
    – Clicking the link or pasting it into the browser address bar
    – Different browsers
    – Hitting the application through a search engine
    – While being connected to a VPN

    I consider this application and link to be completely safe. This application has lifetime language, but that doesn’t matter for most purposes; instead just stop if you get a popup telling you that you’re not eligible for a sign-up bonus before submitting the application.

Happy Wednesday!

Pictured: “We Buy MyPFS Deal Buyer Retail Maker” buyer’s group HQ. Totally not sus.

Introduction

When you book a British Airways award ticket on AA or Alaska metal, you may want to swap your frequent flyer number from the British Airways Avios version to an AA AAdvantage or Alaska MileagePlan account so you can use elite benefits or co-branded credit card benefits on your award tickets. Yes, you can call the airline to do this manually over the phone, but who wants to do that? (Answer: masochists, duh)

There were four ways to do this, but the only one I chose to write about in the past stopped working a few months ago because karma:

  • The FinnAir trick (no longer working as far as I can tell)
  • Call the airline and have them swap it
  • The Royal Jordanian trick
  • The British Airways “I swear I’m not me” trick

We’ll focus on the third one.

The Royal Jordanian Trick

Royal Jordanian is a oneWorld airline based in Aman with a serviceable but forgettable hard product. Their IT is above average for an airline though which is great for us. To swap your frequent flyer number:

  • Visit rj.com
  • Click “Manage Booking”
  • Enter your British Airways record locator and last name
  • Click “Update my Contact” and enter your new frequent flyer information

Note that sometimes the Royal Jordanian website will give an error when you save your updated information, but the number is saved anyway. It usually takes about five minutes for AA and Alaska’s systems to see the updated number and apply benefits accordingly.

Happy booking!

Using RJ.com to update a BA booking on AS metal with an AA frequent flyer number, but as a backpack.