Monday: Citi Bonuses and Devaluations, Lots of Gift Card Stuff, and Some Chase Offers

  1. Citi ThankYou Points has two transfer bonuses through April 18:

    – Virgin Atlantic: 30%, or 1:1.3
    – Avianca LifeMiles: 25%, or 1:1.25

    They’re also devaluing two of their hotel transfer partners:

    – Choice: -25%, or dropping to 1:1.5
    – iPrefer: -50%, or dropping to 1:2

    Both programs offered outsized value for the ThankYou Program.
  2. Office Depot / OfficeMax stores have $15 off of $300+ in Visa gift cards through Saturday. For best results:

    – Buy in even multiples of $300
    – Look for the lower fee “Everywhere” cards if you know how to redeem them
    – Try for multiple transactions back-to-back

    These are Pathward / BlackHawk Network gift cards.
  3. Target in store and online has a bonus $10 Target gift card with $100+ in One4All gift cards. Using a RedCard drops the total cost down to $95.50 for both.
  4. Safeway, Albertsons, Vons, and other Just4U stores have 10x points on Lowe’s gift cards (or 12x points on Saturday).
  5. Chase Offers has short-term offers on Hyatt spend:

    – 15% back at Park Hyatt on up to $467 in spend
    – 15% back at Hyatt Unbound, up to $467 spend

    Both are valid through March 31.
  6. Discover has a targeted offer for 15% off of Apple gift card redemptions. With Apple gift card sale rates at around 92%, that gives you a cash out of about 1.08 cents per point, which *checks notes*, is better than the usual redemption of 1.00 cents per point.

Happy Monday!

More Monday math tips.

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