EDITOR’S NOTE: Yep! We finally got another alliteration wisdom post.

Some credit card issuers really don’t like charge amounts that look like an integer multiple of a gift card purchase, like $1,000, $1,013.90, or $2,027.80, especially if they see lots of them. If your account has too many of those, they’ll either claw-back rewards, shut you down, file a SAR, or in the worst cases, call the local police department.

The typical work-around to avoid exact charges is to also buy a banana, tabasco, or a serrano pepper with each purchase. Those are great options until you forget them in your trunk, then come back days later to a candidate for /r/MoldlyInteresting hiding in your car.

There’s another way to avoid the exact multiples though: Bring some coins and dollar bills with you and stick those in the self checkout register before you swipe your cards.

Good luck, and happy spending!

Yes yes, some banana mold patterns are pretty cool, I get it.