The end of the year is fast approaching. If you have a premium travel credit card that reimburses for travel expenses, make sure you’ve used them all. For Chase this is trivially easy because they work for travel, gas, and groceries.

For American Express, let’s just say you’ve got your work cut out for you, though it’s easier during COVID since most airlines will convert small purchases to travel bank funds. For reference, check the relevant Flyertalk thread for the airline you’ve selected:

I can’t believe I’m saying this, but United might be the easiest way to do this with direct funding of their TravelBank.

Woman playing whack-a-mole arcade cabinet game.
AmEx RAT team closing loopholes

Now that you’re full of can-shaped “cranberry sauce”, don’t forget to clean-up a few things for November before it’s too late:

  • Use PirateShip.com to load $20 credit to your account (AmEx Business Platinum cards’ shipping credit)
  • Prepay $20 to your cell phone bill (all AmEx Platinum cards’ cell phone credit)
  • Load $20 to your iTunes balance (AmEx Personal cards’ streaming credit)
  • Spin up an Uber burner for December if you need to (if you have an Uber Cash balance)
  • Use up any Chase Sapphire Reserve $1,000 5x grocery spend
  • Call for a retention offer on any credit cards that had their annual fee post this month
Woman falling down while loading a washing machine
AmEx cardholder using the monthly dishwashing credit