Happy New Year, and thanks to everyone who put together a guest post over the break! I still several posts left that’ll go live on Fridays or Saturdays starting next week. If you’d like to put a post together, please reach out! Also, if you reached out to me over the break and never heard back, I promise I wasn’t just ignoring you – I was ignoring everyone. I’ll be playing catchup this week.

Now let’s dive in:

  1. The Chase Aeroplan card’s 1.25 cents per point cash-out limit was set at 200,000 points annually for 2025. Practically speaking there wasn’t a hard limit before this, but there was a soft limit of about seven figures after which you’d probably get a Chase shutdown.
  2. The Citi Shop Your Way card sent offers for calendar year 2025 that mirror those sent at the beginning of 2024. The credits are for spend in gas, grocery, or restaurants and reset monthly. We’ve seen:

    – $200 per month for $2,000+ spend
    – $150 per month for $1,500+ spend
    – $100 per month for $1,000+ spend

    For those who can’t math, that’s $1,200-$2,400 annually in statement credits on a no-annual fee card, and those will stack other offers too. It’s pretty big I guess. Also, apparently there’s another offer for travel and entertainment purchases monthly through 2025, with 5% back up to $80 monthly. Some have both offers. (Thanks to birt and tkpoints)
  3. The US Bank Leverage Visa business card has a sign-up bonus of $750 after $7,500 spend in 120 days and the annual fee is waived for the first year. This card is typically easy to get if you have an existing US Bank Relationship, and often even if you already have the card.
  4. Staples in store has fee-free $200 Visa and Mastercard gift cards through Saturday, limit nine per person per day, though in practice it’s actually limit nine per transaction.

    These are Pathward gift cards.

MEAB seen celebrating New Years Day 2025.