There are a few grocery store deals going on this week (remember, grocery store weeks usually go from Wednesday to Tuesday because reasons). Just make sure you clip the coupon and save it to your accounts. Yes, accounts is plural, right? Right? The deals:
Kroger is offering $3 off on fixed value Visa gift cards or Mastercards, limit one per transaction, but multiple redemptions allowed. You can scale this at self-checkout with back-to-back-to-back transactions
1. Staples started offering fee free $200 Visa Gift Cards yesterday. The deal runs through Sunday, and is limit 5 per day (which really means per transaction). These are Metabank gift cards and they’re getting harder to liquidate, especially at Safeway, Albertsons, and related stores. Make sure you have a plan before going big on this one.
Use a card that bonuses at Office Supply stores like the Chase Ink Cash, US Bank Business Cash Rewards, or American Express Business Platinum with the 5x offer attached. I understand that some of you aren’t currently in a position to get a business card. In that case, check out the Huntington Voice Credit Card, which earns 3x on office supply purchases up to $2,000 per quarter. Bonus: This is a no-annual fee card that doesn’t pay anyone commissions, so it probably won’t be pushed on everyone only to devalue its benefits any time soon.
2. Yun let me know that the Rakuten Visible deal was up to $40 or 4,000 Membership Rewards back on service on Saturday, though as of this writing it’s back down to $20 or 2,000 Membership Rewards. Check the current rate at this link. Yes, this is manufactured spend even if it doesn’t seem like it at first blush: You’ll spend on cell phone service and earn miles and/or cash back and a $100 Mastercard after two months of service. I did a few of these this weekend and Rakuten auto-attached $15 off of the first month, making the deal even better (especially if you join any Party Pay group for free to knock $15 off of the monthly bill). This deal can scale.
3. Kroger has a coupon for $3 off of a fixed value Visa or Mastercard running between now and May 25. It can be used multiple times, just make sure you add the coupon to your Kroger account first in the mobile app or at the web site. These are US Bank issued gift cards, which in most cases will work better and at more places than Metabanks. Stack this deal with another coupon for 4x fuel points on fixed value Visa and Mastercard gift cards, though that one expires tomorrow.
There’s a lot going on with grocery store rewards this week. A few examples:
At Kroger, you can buy $100 Visa and Mastercard gift cards for $100.95. Combine with Fuel Points for a nice win. Coincidentally, Kroger is usually a good target for liquidating cards like this.
At Meijer stores (pronounced “major” in case you’re a Meijer newb like me), you can get $50 in Meijer rewards for buying certain $500 gift cards. Check the exclusions, but as of this writing BestBuy isn’t excluded. Combine with a 4x or 10x grocery card for a huge win.
At Safeway / Albertsons / J4U stores, let’s just say it’s rewards bananas right now. Add online offers to your account and try buying a few things. You’ll probably be really surprised at what you see.
All of these cards are no-annual fee cards. If you have a premium card from Chase, Bank of America, Discover, or US Bank, consider converting it to one of these cards. You don’t have to wait until the annual fee posts either, most banks will pro-rate the annual fee right when you downgrade.
General reminder on no-annual fee BoA cards: Lots of things count as 3x “Online Spend” or “Business Services” with the Cash Rewards family of cards. Also, even within the BoA Cash Rewards family, Visa is not the same as Mastercard. Go punch drunk on this one.