We’ve talked about avoiding a potential banking shutdown with the Sneak Attack Strike Back technique in the past. The strike back technique is basically closing all of your accounts preemptively when you’re in hot water and it doesn’t look like you’re getting out.

This advice is probably timely (again) because we’ve seen sporadic reports of fitness club related shutdowns at American Express for the last couple of months, and a new pattern seems to have emerged based on those shutdowns: If you’ve ever been suspended by American Express over chargebacks after you got ripped to shredz, you’re likely going to be shutdown soon. This applies even if you’ve been unsuspended for a long time.

The takeaway? If you know what I’m talking about and you’ve been suspended at AmEx, It’s time to reevaluate your risk profile. If you don’t know what I’m talking about, just take this as another MEAB cryptic post that “don’t nobody can understand” and have a nice Tuesday!

Pictured: Ripped to shredz.