{"id":993,"date":"2021-02-22T05:00:00","date_gmt":"2021-02-22T12:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=993"},"modified":"2023-04-18T14:43:30","modified_gmt":"2023-04-18T20:43:30","slug":"monday-bank-oddities","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2021\/02\/22\/monday-bank-oddities\/","title":{"rendered":"Monday Bank Oddities"},"content":{"rendered":"<p>There are some really strange bank offers floating around out there, and at least two of them are probably worth your time (I\u2019ll let you guess which ones):<\/p>\n<p><strong>1.<\/strong> <em>Update: Katie points out that S&amp;T requires that you have an address in OH, PA, or an Armed Forces address to open the initial account if you don\u2019t already have a relationship with S&amp;T.<\/em> <a class=\"ek-link\" href=\"https:\/\/www.stbank.com\/specials\/2021-foresight-epa\/?openAccount=true\">S&amp;T Bank is offering a $300 rebate on $500 spend<\/a>, as long as you have $50 in your account for six months. The play: Open a Simple Checking Solution no-fee account, fund the account with $550, then make a single $500 purchase (like a $500 money order including fees with an actual bank account debit card), disable bill-pay to avoid any fees, and set a reminder in your phone to cancel the account in 6 months and one day.<\/p>\n<p><em>Hint: <\/em>The last step should be treated as optional and possibly even discouraged. I like having lots of bank accounts open, especially at banks I\u2019ve never heard of and that I wouldn\u2019t lose sleep over if I were shutdown. You might be surprised at all the different ways you can make \u201cdeposits\u201d appear via MS into random bank accounts like this one.<\/p>\n<p><strong>2.<\/strong> <a aria-label=\"Check here to see if you're eligible for 10,000 Membership Rewards (opens in a new tab)\" class=\"ek-link\" href=\"https:\/\/www.americanexpress.com\/en-us\/account\/login?DestPage=https%3A%2F%2Fglobal.americanexpress.com%2Flending%2Factivatepayovertime%3Fsrccd%3DRLJ\" rel=\"noreferrer noopener\" target=\"_blank\">Check here to see if you\u2019re eligible for 10,000 Membership Rewards<\/a> points for enrolling in Pay-Over-Time. (Afterword, <a aria-label=\"unenroll to potentially get this in the future (opens in a new tab)\" class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2020\/12\/25\/strange-amex-holiday-gift\/\" rel=\"noreferrer noopener\" target=\"_blank\">unenroll to potentially get this in the future<\/a>, but I\u2019d suggest you wait until your next annual fee posts before you turn Pay-Over-Time off as a safety measure. That may also be overly cautious though.)<\/p>\n<p><strong>3.<\/strong> Did you know that <a aria-label=\"Chase has a dining portal (opens in a new tab)\" class=\"ek-link\" href=\"https:\/\/www.chase.com\/personal\/credit-cards\/sapphire-dining\" rel=\"noreferrer noopener\" target=\"_blank\">Chase has a dining portal<\/a> at <a class=\"ek-link\" href=\"https:\/\/dining.chase.com\/\">dining.chase.com<\/a> for Freedom, Sapphire, and Ink card members? Apparently Chase thinks the first thing we\u2019ll think of when we\u2019re hungry is: \u201cGee, I wonder how my bank\u2019s website can help me get food!\u201d The cities are limited and the restaurant selection is also limited, but you\u2019ll earn 10x ultimate rewards you order through Chase dining, up to $500 total spend through June 30, 2021.<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" alt=\"A picture of a kitten with big, droopy eyes and a sagging mouth that makes it look sad.\" class=\"wp-image-998\" height=\"400\" loading=\"lazy\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/02\/kitty-sad.png\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/02\/kitty-sad.png 400w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/02\/kitty-sad-300x300.png 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/02\/kitty-sad-150x150.png 150w\" width=\"400\"\/><figcaption>\u201cChase CEO Jamie Dimon is sad that you didn\u2019t think of his bank when you were ordering takeout yesterday\u201d as a cat.<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>There are some really strange bank offers floating around out there, and at least two of them are probably worth your time (I\u2019ll let you<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[19,12,6],"tags":[],"class_list":["post-993","post","type-post","status-publish","format-standard","hentry","category-miles","category-ms-hints","category-quick-hits"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=993"}],"version-history":[{"count":12,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/993\/revisions"}],"predecessor-version":[{"id":7351,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/993\/revisions\/7351"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}