{"id":8937,"date":"2024-01-02T04:00:00","date_gmt":"2024-01-02T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=8937"},"modified":"2024-01-02T09:26:11","modified_gmt":"2024-01-02T16:26:11","slug":"tuesday-catchup-2","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2024\/01\/02\/tuesday-catchup-2\/","title":{"rendered":"Tuesday Catchup"},"content":{"rendered":"\n<p>Since we missed major news items over the last two and a half weeks, it&#8217;s time to play <s>ketchup<\/s> catchup:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Do this now<\/strong>: Register for 5x bonus categories for rotating bonus category cards:<br><br>&#8211; <a href=\"https:\/\/www.chasebonus.com\" class=\"ek-link\">Chase Freedom and Freedom Flex<\/a>: 5x at groceries, gyms, and spas, $1,500 max per quarter<br>&#8211; <a href=\"https:\/\/www.discover.com\/credit-cards\/cash-back\/cashback-calendar.html\" class=\"ek-link\">Discover IT<\/a>: 5x at restaurants and drug stores, $1,500 max per quarter<br>&#8211; <a href=\"https:\/\/www.citi.com\/credit-cards\/dividend-quarterly-offer\" class=\"ek-link\">Citi Dividend<\/a>: 5x at Amazon and streaming, $6,000 max per year<br>&#8211; <a href=\"https:\/\/cashplus.usbank.com\" class=\"ek-link\">US Bank Cash+<\/a>: I choose utilities and electronics retailers, $1,500 max per quarter<br><br>The Cash+ currently has a measly $200 sign-up bonus, the Freedom is only available via product change, the Freedom Flex has a $200 sign-up bonus and 5x at grocery on up to $12,000 in spend, and the Dividend isn&#8217;t generally available any more.<br><br>Gaming most of these should be easy with gift card purchases at grocery stores, CVS, and Amazon. For the Cash+, look in to how your local utilities deal with card payments, especially when the payment doesn&#8217;t match the bill.<br><\/li>\n\n\n\n<li>The <a href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/11\/18\/unsung-hero-citi-shop-your-way-rewards-mastercard\/\" class=\"ek-link\">Citi Shop Your Way Rewards card<\/a>, which incidentally hasn&#8217;t been mentioned on this blog in the entirety of 2024, has a few new targeted offers that stack with other spend offers:<br><br>&#8211; 15,000 ThankYou Points per month on $1,500+ in spend at grocery, gas, or restaurant<br>&#8211; $150 statement credit per month on $1,500+ in spend at grocery, gas, or restaurant<br><br>The Citi SYWR card isn&#8217;t just interesting for spend bonuses, especially in the face <a href=\"https:\/\/paylinedata.com\/blog\/regulated-debit\" class=\"ek-link\">unregulated debit cards<\/a>. (Thanks to Brooke)<br><\/li>\n\n\n\n<li><a href=\"https:\/\/www.staples.com\/lp\/weekly-ad#!\/\" class=\"ek-link\">Staples has fee-free $200 Mastercard gift cards through Saturday<\/a>, limit eight per transaction. I&#8217;d say Staples is trying to make 2024 look like 2023 with this sale, except technically the promotion started in 2023 so I&#8217;m legally prevented from saying so by the <a href=\"https:\/\/news.google.com\/articles\/CBMifGh0dHBzOi8vd3d3LnJldGFpbHRvdWNocG9pbnRzLmNvbS9mZWF0dXJlcy9uZXdzLWJyaWVmcy9zdGFwbGVzLWFkZHMtdWJlci1lYXRzLWRlbGl2ZXJ5LW9wdGlvbi1mb3Itc2Nob29sLWFuZC1vZmZpY2Utc3VwcGxpZXPSAQA?hl=en-US&amp;gl=US&amp;ceid=US%3Aen\" class=\"ek-link\">Staples and Uber Eats cabal<\/a>. The cabal also prevents buying these cards via Uber Eats as far as I can tell.<br><br>These are <s>Metabank<\/s> Pathward gift cards, so have a liquidation plan in place.<br><\/li>\n\n\n\n<li><a href=\"https:\/\/www.americanexpress.com\/en-us\/benefits\/offers\/\" class=\"ek-link\">American Express Offers<\/a> has a few interesting new promotions:<br><br>&#8211; $125 back on $600 or more in spend with Delta<br>&#8211; 25,000 Membership Rewards after $1,000 or more in spend with ANA<br>&#8211; 15% to 20% back on up to $100 in spend at Martin and Giant grocery stores<br><\/li>\n\n\n\n<li><strong>Do this now:<\/strong> <a href=\"https:\/\/click.e.cathaypacific.com\/?qs=11317e6f74a34d709ce4e265c7c8821a968345111cb43b659be8cb0964d08f2e5cd9e7bbbf03237f87e56b375c0838b281e986c32868c03a0bb251ab26e24d70\" class=\"ek-link\">Register for a 10% bonus from Cathay Pacific&#8217;s Asia Miles<\/a>, paid when transferring points in from credit card programs.<br><\/li>\n\n\n\n<li><a href=\"https:\/\/www.payusatax.com\" class=\"ek-link\">PayUSATax has lowered the cost of tax payments<\/a> with a credit card to 1.82%. Games people play:<br><br>&#8211; Lower W-2 federal tax withholdings and make up for it with quarterly estimated tax payments<br>&#8211; Overpay taxes with a credit card and wait for a refund<br><br>Don&#8217;t attempt either unless you&#8217;ve got the discipline to ride it out if you run into any issues, like the <a href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/12cdyko\/comment\/jf3llp1\/?context=1\" class=\"ek-link\">IRS delaying refunds for months or years<\/a>. Remember what the 33rd president of the United States and former head of the IRS, Spiderman, said: with great power comes great responsibility. (Thanks to <a href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/18vtq64\/comment\/kfvgwkz\/?utm_source=reddit&amp;utm_medium=web2x&amp;context=3\" class=\"ek-link\">GodLovesFrags<\/a>)<br><\/li>\n<\/ol>\n\n\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"556\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2024\/01\/image.png\" alt=\"\" class=\"wp-image-8938\" style=\"width:420px\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2024\/01\/image.png 1000w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2024\/01\/image-300x167.png 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2024\/01\/image-768x427.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">When Texas cities play ketchup, Lubbock misses the point.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Since we missed major news items over the last two and a half weeks, it&#8217;s time to play ketchup catchup: When Texas cities play ketchup,<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[53,5,6],"tags":[],"class_list":["post-8937","post","type-post","status-publish","format-standard","hentry","category-gift-cards","category-meta","category-quick-hits"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/8937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=8937"}],"version-history":[{"count":4,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/8937\/revisions"}],"predecessor-version":[{"id":8942,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/8937\/revisions\/8942"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=8937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=8937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=8937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}