{"id":8397,"date":"2023-10-11T04:00:00","date_gmt":"2023-10-11T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=8397"},"modified":"2023-10-11T08:46:35","modified_gmt":"2023-10-11T14:46:35","slug":"wednesday-quad-29","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2023\/10\/11\/wednesday-quad-29\/","title":{"rendered":"Wednesday Quad"},"content":{"rendered":"\n<ol class=\"wp-block-list\">\n<li><a class=\"ek-link\" href=\"https:\/\/promotions.bankofamerica.com\/card\/morerewardsday\">Bank of America has an annual promotion called &#8220;More Rewards Day&#8221;<\/a> on a single day when all of your Bank of America cards earn an additional 2% cash back or 2x points on spend. It&#8217;s back again for 2023, and it&#8217;s scheduled for <a class=\"ek-link\" href=\"https:\/\/promotions.bankofamerica.com\/card\/morerewardsday\">November 9<\/a>.<br><br>Last year it was <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2022\/11\/07\/monday-roundup-2\/\">very lucrative for some and frustrating for others<\/a> because it was effectively capped only by your credit lines, but sometimes Bank of America&#8217;s fraud algorithms ran rampant like a rabid bunny with a Napoleon complex. As a result, Bank of America has limited rewards to $2,500 in purchases per personal card or corporate account this year.<br><br>Now&#8217;s a good time to apply for Bank of America cards so that you&#8217;ve got them in-hand to hit minimum spend for November 9.<br><\/li>\n\n\n\n<li><a href=\"https:\/\/plastiq.com\/\" class=\"ek-link\">Plastiq<\/a> has a storied past with churners. Once upon a time it was one of the easiest platforms for no-cost or low-cost debit liquidation, but that slowly eroded into crapulence and then bankruptcy. Some highlights:<br \/><br \/>&#8211; <a href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/06\/04\/weekend-wisdom-3-0\/\" class=\"ek-link\">A great way to have scheduled tiny transactions<\/a> in June 2021<br \/>&#8211; <a href=\"https:\/\/milesearnandburn.com\/?s=plastiq\" class=\"ek-link\">Plastiq: The Zigening<\/a> in March 2022<br \/>&#8211; <a href=\"https:\/\/milesearnandburn.com\/index.php\/2022\/08\/12\/when-it-and-promotions-fail-together\/\" class=\"ek-link\">When IT and Promotions Fail Together<\/a> in August 2022<br \/>&#8211; <a href=\"https:\/\/milesearnandburn.com\/index.php\/2022\/11\/30\/plastiq-a-slow-requiem\/\" class=\"ek-link\">Plastiq: A Slow Requiem<\/a> in November 2022<br \/>&#8211; <a href=\"https:\/\/milesearnandburn.com\/index.php\/2023\/05\/25\/thursday-triple-21\/\" class=\"ek-link\">Plastiq declares bankruptcy<\/a> in May 2023<br \/><br \/>They were acquired by <a href=\"https:\/\/www.pymnts.com\/acquisitions\/2023\/priority-completes-acquisition-of-plastiq-and-combines-b2b-offerings\/\" class=\"ek-link\">Priority Technology Holdings<\/a> in bankruptcy, and a few weeks ago a <a href=\"https:\/\/www.law360.com\/articles\/1721525\/payment-tech-co-plastiq-gets-ok-on-ch-11-plan\" class=\"ek-link\">judge approved the new company&#8217;s bankruptcy exit plan<\/a>. <br \/><br \/>Plastiq&#8217;s background helps frame the news that they shared: <a href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/174gi5j\/comment\/k4bt2w3\/?utm_source=share&amp;utm_medium=web2x&amp;context=3\" class=\"ek-link\">Plastiq will be accepting American Express cards for payments starting in a few weeks<\/a>. Knowing Plastiq, it&#8217;s not going to be <a href=\"https:\/\/milesearnandburn.com\/index.php\/2022\/08\/12\/when-it-and-promotions-fail-together\/\" class=\"ek-link\">implemented properly<\/a>. Always be probing.<br \/><\/li>\n\n\n\n<li><a href=\"https:\/\/www.americanexpress.com\/en-us\/benefits\/offers\/\" class=\"ek-link\">American Express Offers has an offer for $200 back on $2,000 in spend<\/a> through November 21, up to two times. So far it&#8217;s been seen on both the personal and the business Amazon cards, but likely exists on other cards too. (Thanks to <a href=\"https:\/\/www.reddit.com\/r\/amex\/comments\/174c7q6\/statement_credit_offer_spend_2000_get_200_back_x2\/\" class=\"ek-link\">Ragerz78<\/a>)<br \/><\/li>\n\n\n\n<li><a href=\"https:\/\/www.chase.com\/personal\/merchant-offers\" class=\"ek-link\">Chase Offers<\/a> and <a href=\"https:\/\/www.bankofamerica.com\/online-banking\/mobile-and-online-banking-features\/bankamerideals-cash-back-deals\/\" class=\"ek-link\">BankAmeriDeals<\/a> have an offer for 10% back on IHG purchases of $100 or more, up to $31 cash back through November 15. Yes, you can capture these without staying at a Holiday Inn Express. (Thanks to <a href=\"https:\/\/milesearnandburn.com\/wp-admin\/post.php?post=8397&amp;action=edit\" class=\"ek-link\">DoC<\/a>)<\/li>\n<\/ol>\n\n\n\n<p>Happy Wednesday!<\/p>\n\n\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"761\" height=\"722\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/10\/napoleon.png\" alt=\"\" class=\"wp-image-8400\" style=\"width:420px;height:undefinedpx\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/10\/napoleon.png 761w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/10\/napoleon-300x285.png 300w\" sizes=\"auto, (max-width: 761px) 100vw, 761px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">Bank of America&#8217;s fraud algorithms personified.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Happy Wednesday! Bank of America&#8217;s fraud algorithms personified.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,6,62],"tags":[],"class_list":["post-8397","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-quick-hits","category-shenanigans"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/8397","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=8397"}],"version-history":[{"count":3,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/8397\/revisions"}],"predecessor-version":[{"id":8404,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/8397\/revisions\/8404"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=8397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=8397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=8397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}