{"id":7743,"date":"2023-06-06T04:00:00","date_gmt":"2023-06-06T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=7743"},"modified":"2023-06-06T08:49:19","modified_gmt":"2023-06-06T14:49:19","slug":"tuesday-interlude-the-1850-special","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2023\/06\/06\/tuesday-interlude-the-1850-special\/","title":{"rendered":"Tuesday Interlude: The $1,100 &#8211; $1,850 Special"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.bankofamerica.com\/credit-cards\/products\/premium-rewards-elite-credit-card\/\">Bank of America has increased the Premium Rewards card\u2019s<\/a> sign up bonus to 75,000 points after $5,000 in spend in 90 days. This $550 annual fee card is normally a sleeper in the community but should be on your radar for the right use cases, especially if you have <a href=\"https:\/\/promotions.bankofamerica.com\/preferredrewards\/en\">Preferred Rewards<\/a> because:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You get an easily gameable $300 travel credit every calendar year, for $600 total per card member year<\/li>\n\n\n\n<li>You get a $150 statement credit per calendar year for various retailers including those with a legacy dating back to Han\u2019s Deli, for a total of $300 per card member year<\/li>\n\n\n\n<li>With top tier preferred rewards, this is a 2.625x everywhere Visa<\/li>\n\n\n\n<li>You can probably downgrade this card within the first year for a prorated annual fee refund without repercussion, but don\u2019t do it until you\u2019ve gotten your 2024 credits<\/li>\n\n\n\n<li>If you book paid airfare (lol, I know) with points, you get a 20% uplift pushing their value from 1.0 to 1.2 cents per point<\/li>\n<\/ul>\n\n\n\n<p>If you don\u2019t have Preferred Rewards, getting it <a href=\"https:\/\/www.merrilledge.com\/offers\/me750\">in conjunction with a $750 sign up bonus<\/a> brokerage transfer to Merrill May make sense too. Caveat emptor: Occasionally Merrill accounts won\u2019t properly link to Preferred Rewards status and will require manual intervention with Merrill. <\/p>\n\n\n\n<p>If you\u2019re going to apply for this card, maybe grab a bunch of other BoA cards too. Between the Merrill Bonus and this one, you\u2019re looking at $750+750+600+300-550 = $1,850 in value, and even more with <a href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/08\/09\/bank-of-america-followup\/\">Bank of America application shenanigans<\/a>, uplift, or downgrades. <\/p>\n\n\n\n<p>Good luck!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"196\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/06\/88281780-a2a8-4ee8-bdbc-8e72d80b4439-4173-000001f88c9aa0d5_file-300x196.jpg\" alt=\"\" class=\"wp-image-7746\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/06\/88281780-a2a8-4ee8-bdbc-8e72d80b4439-4173-000001f88c9aa0d5_file-300x196.jpg 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/06\/88281780-a2a8-4ee8-bdbc-8e72d80b4439-4173-000001f88c9aa0d5_file.jpg 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">Being sad after you have to call Merrill to get your accounts linked. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bank of America has increased the Premium Rewards card\u2019s sign up bonus to 75,000 points after $5,000 in spend in 90 days. This $550 annual<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,62],"tags":[],"class_list":["post-7743","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-shenanigans"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/7743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=7743"}],"version-history":[{"count":7,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/7743\/revisions"}],"predecessor-version":[{"id":7753,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/7743\/revisions\/7753"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=7743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=7743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=7743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}