{"id":6697,"date":"2023-03-23T04:00:00","date_gmt":"2023-03-23T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=6697"},"modified":"2023-07-30T12:10:44","modified_gmt":"2023-07-30T18:10:44","slug":"the-current-state-of-pathward","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2023\/03\/23\/the-current-state-of-pathward\/","title":{"rendered":"The Current State of Pathward"},"content":{"rendered":"\n<p>Another post about Metabank Pathward gift cards? Yep! Sorry not sorry. Let&#8217;s start with liquidation methods.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Liquidation<\/h4>\n\n\n\n<p>Public options include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kiva<\/li>\n\n\n\n<li>BravoPay<\/li>\n\n\n\n<li>money orders<\/li>\n<\/ul>\n\n\n\n<p>Quasi-public options:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reloadable cards like Bluebird and Serve<\/li>\n\n\n\n<li>Photo-kiosk assistance at a a major retail chain<\/li>\n<\/ul>\n\n\n\n<p>And private options include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li> <\/li>\n\n\n\n<li> <\/li>\n\n\n\n<li> <\/li>\n<\/ul>\n\n\n\n<p>Remember the MEAB unofficial site tagline: Always be probing.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">PIN Transaction Limits<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There&#8217;s more to the liquidation story though &#8211; BlackHawk Network, the underlying processing service powering MetaBank Pathward, has recently implemented transaction limits for PIN based transactions. The current restrictions as we know them:<\/li>\n\n\n\n<li>$480 maximum per store per rolling 6 minutes, per type of card (ex regular Visa vs Everywhere)<\/li>\n\n\n\n<li>Multiple declines will lock a card for one to two day<\/li>\n\n\n\n<li>There may also be a non-PIN debit limit, though reports on those are mixed at best so let&#8217;s consider it a ymmv proposition<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">What&#8217;s Next?<\/h4>\n\n\n\n<p>Well, there are lots of answers but I think we can group them into one of two points:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visa and Mastercard gift cards aren&#8217;t the only manufactured spend technique out there<\/li>\n\n\n\n<li>Pathward isn&#8217;t the only Visa and Mastercard gift card issuer<\/li>\n<\/ul>\n\n\n\n<p>Good luck friends!<\/p>\n\n\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/03\/mueller-1-1024x612.jpeg\" alt=\"\" class=\"wp-image-6700\" width=\"420\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/03\/mueller-1-1024x612.jpeg 1024w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/03\/mueller-1-300x179.jpeg 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/03\/mueller-1-768x459.jpeg 768w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2023\/03\/mueller-1.jpeg 1056w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">Google Bard&#8217;s summary of this post.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Another post about Metabank Pathward gift cards? Yep! Sorry not sorry. Let&#8217;s start with liquidation methods. Liquidation Public options include: Quasi-public options: And private options<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[53,12],"tags":[],"class_list":["post-6697","post","type-post","status-publish","format-standard","hentry","category-gift-cards","category-ms-hints"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/6697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=6697"}],"version-history":[{"count":3,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/6697\/revisions"}],"predecessor-version":[{"id":8026,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/6697\/revisions\/8026"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=6697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=6697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=6697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}