{"id":6016,"date":"2022-12-21T04:00:00","date_gmt":"2022-12-21T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=6016"},"modified":"2023-04-18T11:10:33","modified_gmt":"2023-04-18T17:10:33","slug":"credit-card-wednesday","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2022\/12\/21\/credit-card-wednesday\/","title":{"rendered":"Credit Card Wednesday"},"content":{"rendered":"
    \n
  1. Robert and Sam at Milenomics covered<\/a> the Bank of America Elite Visa Infinite<\/a> credit card yesterday (yes, the card name is \ud83e\udd22). It\u2019s an overlooked, hidden gem in the BofA portfolio, provided you apply for the card in December for a triple dip. The card has a $550 annual fee and will pay out:\n

    \u2013 50,000 point sign-up bonus after $3,000 in spend in 90 days (worth $500, or more the points are used for travel)
    \u2013 $150 in annual statement credits in a dozen or so merchant codes, including rideshare and some grocery
    \u2013 $300 in annual airline incidental credits
    \u2014\u2014\u2013
    Total with triple dip (2022, 2023, and 2024): $500 + $450 + $900 = $1,850<\/p>\n

    Just remember to close the card early in January 2024, or downgrade the card and close if BofA gives you a hard time with an annual fee refund for a direct close. The card also gives yet another Global Entry credit, Priority Pass membership, and other duplicative benefits in case you don\u2019t have those from two dozen other cards.<\/li>\n

  2. My P2 was targeted for an American Express Personal Gold to Personal Platinum upgrade with:\n

    \u2013 100,000 Membership Rewards after $6,000 in spend in six months
    \u2013 5x on gas, grocery, and restaurants up to $15,000 in spend in six months<\/p>\n

    You can try your luck at this link after logging in<\/a> to your American Express account.<\/li>\n

  3. I\u2019ve calculated that there\u2019s an 87.26% chance that you\u2019ve seen this elsewhere, but the Chase Sapphire Reserve pay yourself back categories seem to have changed<\/a>:\n

    \u2013 1.25 cents per point categories: groceries, annual fee (ending March 31, 2023)
    \u2013 1.50 cents per point categories: airbnb, restaurants, charities (ending December 31, 2022)<\/p>\n

    If you\u2019re a cash-your-points-out kind of person, find real or sweaty restaurants before the end of the year to ensure you get the higher rate.<\/li>\n<\/ol>\n

    \n
    \"\"<\/figure>\n<\/div>\n

    Why yes, I definitely needed a Mac M1 Pro to generate that graph. No further questions.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Robert and Sam at Milenomics covered the Bank of America Elite Visa Infinite credit card yesterday (yes, the card name is \ud83e\udd22). It\u2019s an overlooked,<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54],"tags":[],"class_list":["post-6016","post","type-post","status-publish","format-standard","hentry","category-credit-cards"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/6016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=6016"}],"version-history":[{"count":7,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/6016\/revisions"}],"predecessor-version":[{"id":6876,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/6016\/revisions\/6876"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=6016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=6016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=6016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}