{"id":5977,"date":"2022-12-15T04:00:00","date_gmt":"2022-12-15T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=5977"},"modified":"2023-04-18T11:11:23","modified_gmt":"2023-04-18T17:11:23","slug":"finishing-q4s-5x-and-preparing-for-q1-2023","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2022\/12\/15\/finishing-q4s-5x-and-preparing-for-q1-2023\/","title":{"rendered":"Finishing Q4\u2019s 5x and Preparing for Q1 2023"},"content":{"rendered":"<h2>Q4 Wrap Up<\/h2>\n<p>You\u2019ve got a short two weeks or so left to finish up 5x spend on existing rotating category cards. As a reminder, Q4 looked like this:<\/p>\n<ul>\n<li>Chase: PayPal and Walmart<\/li>\n<li>Discover: Amazon and Digital Wallets<\/li>\n<li>US Bank: You chose these, for me it was utilities<\/li>\n<li>Citi Dividend: Restaurants and most travel<\/li>\n<\/ul>\n<h2>Q1 2023 Preparations<\/h2>\n<p>Now that you\u2019ve knocked out, it\u2019s time to get ready for 2022.<\/p>\n<h4>Chase<\/h4>\n<p><strong>Do this now:<\/strong> <a class=\"ek-link\" href=\"https:\/\/www.chasebonus.com\/\">Register for Q1 5x bonus categories<\/a> on Freedom and Freedom Flex cards. The categories:<\/p>\n<ul>\n<li>Grocery stores that don\u2019t rhyme with Saulmart<\/li>\n<li>Gyms and Fitness clubs, or certain Sweat stores<\/li>\n<li>Target<\/li>\n<\/ul>\n<p>Manufactured spend recommendations:<\/p>\n<ul>\n<li>Visa and Mastercard gift cards with liquidation via money order, BravoPay, or similar<\/li>\n<li>The Sweat store<\/li>\n<li>Bulk third party gift cards for resale (Best Buy, Apple, Home Depot, etc) during periodic promotions<\/li>\n<\/ul>\n<h4>Discover<\/h4>\n<p><strong>Do this now:<\/strong> <a class=\"ek-link\" href=\"https:\/\/www.discover.com\/credit-cards\/cashback-bonus\/cashback-calendar.html\">Register for Q1 5x bonus categories<\/a> on the Discover IT card. Categories:<\/p>\n<ul>\n<li>Grocery stores, even those that rhyme with Saulmart NM<\/li>\n<li>Drug Stores<\/li>\n<li>Select Streaming Services<\/li>\n<\/ul>\n<p>Manufactured spend recommendations:<\/p>\n<ul>\n<li>Visa and Mastercard gift cards with liquidation via money order, BravoPay, or similar<\/li>\n<li>Bulk third party gift cards for resale (Best Buy, Apple, Home Depot, etc) during periodic promotions<\/li>\n<\/ul>\n<h4>US Bank<\/h4>\n<p><strong>Do this now: <\/strong><a class=\"ek-link\" href=\"https:\/\/cashplus.usbank.com\/\">Choose your Q1 5x bonus categories<\/a> on the Cash+. Best options in my opinion:<\/p>\n<ul>\n<li>Utilities<\/li>\n<li>Electronics stores<\/li>\n<li>Ground transportation<\/li>\n<\/ul>\n<p>Manufactured spend recommendations:<\/p>\n<ul>\n<li>Look for the Sweat company\u2019s rideshare option<\/li>\n<li>Prepay your utility bill, or maybe take that further<\/li>\n<\/ul>\n<h4>Citi<\/h4>\n<p><strong>Do this whenever Citi feels like getting their Q1 act together:<\/strong> <a class=\"ek-link\" href=\"https:\/\/www.citi.com\/credit-cards\/dividend-quarterly-offer\">Register for your Q1 5x bonus categories<\/a>. What could these be? No one outside of Citi knows yet, so let\u2019s make some wild guesses:<\/p>\n<ul>\n<li>Emu farms<\/li>\n<li>Custom marble jewlery<\/li>\n<li>Select specialty coaster stores<\/li>\n<\/ul>\n<p>Manufactured spend recommendations:<\/p>\n<ul>\n<li>Invest in SideShowBob233\u2019s emu farm at <a class=\"ek-link\" href=\"http:\/\/sideshowbob233.com\/\">sideshowbob233.com<\/a><\/li>\n<li>Consider that maybe Citi is better on the demand side rather than the supply side and spend on whatever<\/li>\n<\/ul>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" alt=\"\" class=\"wp-image-5986\" decoding=\"async\" height=\"333\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/12\/image-3.png\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/12\/image-3.png 500w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/12\/image-3-300x200.png 300w\" width=\"500\"\/><\/figure>\n<\/div>\n<p class=\"has-text-align-center\" style=\"font-size:14px\">SideShowBob233\u2019s non-stock image emu farm, open for investments.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Q4 Wrap Up You\u2019ve got a short two weeks or so left to finish up 5x spend on existing rotating category cards. As a reminder,<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,12],"tags":[],"class_list":["post-5977","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-ms-hints"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=5977"}],"version-history":[{"count":6,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5977\/revisions"}],"predecessor-version":[{"id":6880,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5977\/revisions\/6880"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=5977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=5977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=5977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}