{"id":5805,"date":"2022-11-18T04:00:00","date_gmt":"2022-11-18T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=5805"},"modified":"2023-04-18T11:15:13","modified_gmt":"2023-04-18T17:15:13","slug":"its-time-for-the-amex-triple-dip","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2022\/11\/18\/its-time-for-the-amex-triple-dip\/","title":{"rendered":"It\u2019s Time for the AmEx Triple Dip"},"content":{"rendered":"<h4>American Express Annual Credits<\/h4>\n<p>Many of American Express\u2019s Platinum and Business Platinum credits famously reset at the end of the calendar year, providing the scrooges among us an alternative reason to like the holidays. For our purposes, the most relevant are:<\/p>\n<ul>\n<li>Business Platinum\n<ul>\n<li>$400 Dell credit ($200 January \u2013 June, and $200 July \u2013 December)<\/li>\n<li>$200 airline fee credit<\/li>\n<li>$189 Clear credit<\/li>\n<\/ul>\n<\/li>\n<li>Personal Platinum\n<ul>\n<li>$100 Saks Fifth Avenue credit ($50 January \u2013 June, and $50 July \u2013 December)<\/li>\n<li>$200 annual airline<\/li>\n<li>$189 Clear credit<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4>The Triple Dip<\/h4>\n<p>When you combine the annual reset with the fact that American Express bills its annual fee at the close of the 12th statement for the card and its 30 day after annual fee posts refund policy, you\u2019ve got a recipe for getting nearly three years worth of credits with a single annual fee. The procedure:<\/p>\n<ol>\n<li>Open a new card in late November or early December<\/li>\n<li>Call American Express as soon as you activate the card and push the statement date as late as possible<\/li>\n<li>Spend your 2022 credits before the new year<\/li>\n<li>Spend your 2023 credits next year<\/li>\n<li>Spend your 2024 credits on January 1, 2024<\/li>\n<li>Close the card within 30 days of the annual fee posting in late 2023 or early 2024<\/li>\n<\/ol>\n<h4>Earnings<\/h4>\n<p>There are other less valuable (garbage) credits on the American Express Platinum cards, but the big ones mean you\u2019ll earn the following with a single annual fee:<\/p>\n<ul>\n<li>Business Platinum\n<ul>\n<li>$600 in airline fee credits ($200 in 2022, 2023, and 2024)<\/li>\n<li>$800 in Dell credits ($200 in 2022 and 2024, $400 in 2023)<\/li>\n<li>$567 in Clear credits ($189 in 2022, 2023, and 2024)<\/li>\n<\/ul>\n<\/li>\n<li>Personal Platinum\n<ul>\n<li>$600 in airline fee credits ($200 in 2022, 2023, and 2024)<\/li>\n<li>$200 in Saks credits ($50 in 2022 and 2024, $100 in 2023)<\/li>\n<li>$567 in Clear credits ($189 in 2022, 2023, and 2024)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Of course the trick works for any other American Express card credits, or for triple dipping spend caps too; you can get the $25,000 4x grocery capacity on the Gold card or the $50,000 2x Blue Business plus capacity three times with a single annual fee, so be creative!<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><img alt=\"\" class=\"wp-image-5808\" decoding=\"async\" sizes=\"(max-width: 759px) 100vw, 759px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/11\/Ff3UPE_WIAA1idg-759x1024.jpeg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/11\/Ff3UPE_WIAA1idg-759x1024.jpeg 759w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/11\/Ff3UPE_WIAA1idg-222x300.jpeg 222w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/11\/Ff3UPE_WIAA1idg-768x1037.jpeg 768w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/11\/Ff3UPE_WIAA1idg.jpeg 815w\" width=\"420\"\/><\/figure>\n<\/div>\n<p class=\"has-text-align-center\" style=\"font-size:14px\">A favorite holiday treat completed with free mustard from Saks Fifth Avenue.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>American Express Annual Credits Many of American Express\u2019s Platinum and Business Platinum credits famously reset at the end of the calendar year, providing the scrooges<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,56],"tags":[],"class_list":["post-5805","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-wisdom"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=5805"}],"version-history":[{"count":4,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5805\/revisions"}],"predecessor-version":[{"id":6899,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5805\/revisions\/6899"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=5805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=5805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=5805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}