{"id":5421,"date":"2022-09-27T04:00:00","date_gmt":"2022-09-27T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=5421"},"modified":"2023-04-18T11:22:49","modified_gmt":"2023-04-18T17:22:49","slug":"q3-housekeeping","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2022\/09\/27\/q3-housekeeping\/","title":{"rendered":"Q3 Housekeeping"},"content":{"rendered":"<p>You\u2019ve got until Friday to wrap up any spending and bonuses tied to the month or the quarter, so take a couple of minutes this week and make sure you\u2019ve maximized:<\/p>\n<ul>\n<li>Q3 Freedom 5x at gas, car rentals, movie theaters, car rentals, and some entertainment (Disney)<\/li>\n<li>Q3 Discover 5% back at PayPal and restaurants<\/li>\n<li>Q3 Citi Dividend 5x at gas stations and home improvement stores<\/li>\n<li>September Uber and Uber Eats credits<\/li>\n<li>September $10 AmEx Personal Gold dining credits<\/li>\n<li>September $10 AmEx Business Platinum cell phone credits<\/li>\n<li>Chase Pay-Yourself-Back for dining and airbnb, which may end on Friday<\/li>\n<\/ul>\n<p>It\u2019s also a good time to:<\/p>\n<ul>\n<li>Call for retention offers on credit cards that had an annual fee post this month (Call the number on the back of your card and say something like \u201cI\u2019m considering closing this card due to its high annual fee, but before I decide what to do, I\u2019m wondering if there are any retention offers or spend offers?\u201d)<\/li>\n<li>Close any cell-phone burner accounts that have reached the end of their useful life<\/li>\n<li>Verify that you\u2019ve received expected bonuses for bank accounts and new credit card applications<\/li>\n<li>Check to see if you\u2019re below <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/02\/09\/lol-24-relief\/\">5\/24<\/a>, 3\/4\/5, 10 charge cards, or any other limit that\u2019s holding you back from applying for new spend bonuses<\/li>\n<\/ul>\n<p>Housekeeping like this can often be the best monetary return on your time available in churning and manufactured spend, just like avoiding <a href=\"https:\/\/www.forbes.com\/advisor\/travel-insurance\/us-flight-cancellations-09-26-2022\/\" rel=\"noreferrer noopener\" target=\"_blank\">Boston-Logan airport<\/a> can be the best return on your travel time when flying (sorry New England).<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" alt=\"\" class=\"wp-image-5424\" sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/09\/15030238832_3139cc0acb_k-1024x840.jpeg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/09\/15030238832_3139cc0acb_k-1024x840.jpeg 1024w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/09\/15030238832_3139cc0acb_k-300x246.jpeg 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/09\/15030238832_3139cc0acb_k-768x630.jpeg 768w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/09\/15030238832_3139cc0acb_k-1536x1260.jpeg 1536w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/09\/15030238832_3139cc0acb_k-1320x1083.jpeg 1320w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/09\/15030238832_3139cc0acb_k.jpeg 1623w\" width=\"420\"\/><\/figure>\n<\/div>\n<p class=\"has-text-align-center\" style=\"font-size:14px\">At least you can go see this while you\u2019re waiting for your delayed flight in Boston.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You\u2019ve got until Friday to wrap up any spending and bonuses tied to the month or the quarter, so take a couple of minutes this<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[14],"tags":[],"class_list":["post-5421","post","type-post","status-publish","format-standard","hentry","category-housekeeping"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=5421"}],"version-history":[{"count":4,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5421\/revisions"}],"predecessor-version":[{"id":6937,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/5421\/revisions\/6937"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=5421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=5421"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=5421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}