{"id":4636,"date":"2022-06-07T04:00:00","date_gmt":"2022-06-07T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=4636"},"modified":"2023-04-18T11:39:01","modified_gmt":"2023-04-18T17:39:01","slug":"credit-card-tuesday","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2022\/06\/07\/credit-card-tuesday\/","title":{"rendered":"Credit Card Tuesday"},"content":{"rendered":"<p>I\u2019m not here to sell you credit cards and I don\u2019t get anything when you are approved for a credit card that I recommended (except possibly an over-inflated sense of self worth), so I guess keep that in mind? Here are a couple:<\/p>\n<ol>\n<li>The American Express Personal Gold card with a heightened sign-up bonus that expires tomorrow for:\n<p>\u2013 90,000 Membership Rewards after $4,000 in spend within 6 months<br \/>\u2013 20% back up to $250 in restaurant spend (normally easy to MS, but currently a tad harder)<\/p>\n<p>This card has a $250 annual fee and offers 4x at grocery stores for up to $25,000 in spend yearly, along with some annoying Uber and <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2022\/06\/03\/weekend-quad-6\/\">dining<\/a> credits too. There is a <a class=\"ek-link\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card\/gold-card\/\">direct link for the application<\/a>, but if you can use a referral link \u2014 most of those have the offer available and the referrer gets between 10,000 and 30,000 Membership Rewards for referring.<\/p>\n<p>I would have 20 of these cards purely for annual grocery spend if I could, the other benefits are just gravy. If you want to be cheeky by the way, ask AmEx for a retention offer a couple of months after opening the card and you\u2019ll probably get it as a secondary sign-up bonus.<\/li>\n<li>The <a class=\"ek-link\" href=\"https:\/\/creditcards.chase.com\/a1\/marriottbonvoydual\/aep\/LTO\">Marriott Bonvoy Boundless card<\/a> with a heightened sign-up bonus of:\n<p>\u2013 Five free night certificates for up to 50,000 points a night, expiring in 12 months<\/p>\n<p>Watch out with Marriott though. You\u2019ll find that many properties creep above 50,000 points on weekends, you\u2019ll probably end up paying for parking, you may end up with a resort fee, and you may end up #bonvoyed with a room over a <a class=\"ek-link\" href=\"https:\/\/www.tripadvisor.com\/ShowUserReviews-g154974-d15028448-r702941996-Courtyard_By_Marriott_Halifax_Dartmouth-Dartmouth_Halifax_Regional_Municipality.html\">110 dB fan<\/a>. This card is also subject to <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/02\/09\/lol-24-relief\/\">Chase\u2019s 5\/24 rule<\/a>, so there\u2019s that.<\/p>\n<p>This one has $95 annual fee, but with the added parking and resort fees you\u2019ll probably be paying I\u2019d just say that the annual fee is more like $350 after redemption and I\u2019d make sure to cancel it exactly a year after opening. <\/li>\n<\/ol>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" alt=\"\" class=\"wp-image-4637\" height=\"320\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/06\/fairfield-inn-lubbock.jpeg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/06\/fairfield-inn-lubbock.jpeg 240w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/06\/fairfield-inn-lubbock-225x300.jpeg 225w\" width=\"240\"\/><\/figure>\n<\/div>\n<p class=\"has-text-align-center\" style=\"font-size:14px\">At least the Fairfield Inn &amp; Suites Lubbock, TX is always less than 50,000 points and offers this <s>gorgeous<\/s> view from the fourth floor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I\u2019m not here to sell you credit cards and I don\u2019t get anything when you are approved for a credit card that I recommended (except<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":2,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54],"tags":[],"class_list":["post-4636","post","type-post","status-publish","format-standard","hentry","category-credit-cards"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/4636","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=4636"}],"version-history":[{"count":8,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/4636\/revisions"}],"predecessor-version":[{"id":7017,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/4636\/revisions\/7017"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=4636"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=4636"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=4636"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}