- \n
- Treating credit cards as debit cards<\/a><\/li>\n
- Allowing purchases of $10,000 in gift cards per day<\/a> with a credit card for Black Friday weekend<\/li>\n
- Opening the flood gates for $10,000 in gift cards per day<\/a>, any day<\/li>\n
- Allowing $1,000 in gift card purchases per day<\/a> with rotating email, IP, and credit card<\/li>\n<\/ul>\n
Underground MS<\/h4>\n
Even when all of the above died there were still several non-public ways to load Stockpile, including:<\/p>\n
- \n
- With a credit card masked by some digital wallets (when correctly configured)<\/li>\n
- Using certain widely available gift cards that Stockpile treated as debit<\/li>\n<\/ul>\n
With the above methods, you could load $6,000 per week per payment method<\/em> per player, and you could do even better if you bought anonymous Stockpile gift cards too<\/a>. Well, all of that came crashing down earlier this week like it was BeachBody stock<\/a>, with a new $100 per rolling 24 hour purchase limit with any card<\/a> for funding your account. Currently the only way I know of to get more volume is via ACH, which obviously is a non-starter for manufactured spend.<\/p>\n
Lessons<\/h4>\n
It\u2019s no secret that I love FinTechs for manufactured spend, and lessons from Stockpile apply to other companies:<\/p>\n
- \n
- Try everything<\/em> when a platform takes cards (Credit cards, gift cards, rewards debit cards, digital wallets, crowbars, etc)<\/li>\n
- Limits can be per-funding type<\/li>\n
- Limits can be different than advertised<\/li>\n
- There are often backdoor ways into scaling<\/li>\n
- When a company has been good for MS and something dies, that doesn\u2019t mean stop probing, a very patched ship probably still has a leak somewhere<\/li>\n<\/ul>\n
Have a nice weekend and go pound those FinTechs like you\u2019re Gallagher and they\u2019re watermelons.<\/p>\n
\n![\"A](\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/01\/stockpile-1.jpeg\")
Stockpile\u2019s repair job to keep credit cards and gift cards out of its system.<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":" Introduction Stockpile has been a bastion of manufactured spend opportunities since at least 2017; let\u2019s count some of the ways: Treating credit cards as debit<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[12,62,10],"tags":[],"class_list":["post-3696","post","type-post","status-publish","format-standard","hentry","category-ms-hints","category-shenanigans","category-whomp-whomp"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3696","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=3696"}],"version-history":[{"count":8,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3696\/revisions"}],"predecessor-version":[{"id":7109,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3696\/revisions\/7109"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=3696"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=3696"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=3696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- Try everything<\/em> when a platform takes cards (Credit cards, gift cards, rewards debit cards, digital wallets, crowbars, etc)<\/li>\n
- Allowing purchases of $10,000 in gift cards per day<\/a> with a credit card for Black Friday weekend<\/li>\n