{"id":3666,"date":"2022-01-26T04:00:00","date_gmt":"2022-01-26T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=3666"},"modified":"2023-04-18T11:58:23","modified_gmt":"2023-04-18T17:58:23","slug":"wednesday-quad-2","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2022\/01\/26\/wednesday-quad-2\/","title":{"rendered":"Wednesday Quad"},"content":{"rendered":"<p><strong>1.<\/strong> <strong>Do this now:<\/strong> <a class=\"ek-link\" href=\"https:\/\/www.marriott.com\/loyalty\/promotion.mi?promotion=EB22\">Register for Marriott\u2019s stupid targeted promotion<\/a>. You\u2019ll earn 1,000 extra points and an extra elite qualifying night for each night\u2019s stay between February 8 and April 20. The points are worth about an extra $5, and you have to stay in a Marriott to get them so there\u2019s that.<\/p>\n<p><strong>2.<\/strong> <strong>Do this now:<\/strong> <a class=\"ek-link\" href=\"https:\/\/www.radissonhotelsamericas.com\/en-us\/rewards\/offers\/stay-3x-for-30k\">Register for Raddison Americas less stupid promotion<\/a>. You\u2019ll earn 30,000 bonus points for each three nights; stay through April 30. The promotion works up to three times for a total of 90,000 points.<\/p>\n<p><strong>3.<\/strong> Kroger.com <a class=\"ek-link\" href=\"https:\/\/giftcards.kroger.com\/giftofcollegecom-egift\">now sells Gift of College<\/a> gift cards for $200 each with a $5.95 fee. They won\u2019t code as a grocery because they\u2019re processed by Black Hawk Network. You will earn fuel rewards points though. The street value of Kroger fuel points is somewhere north of $19.00 per thousand and you earn 2x with gift cards. If you have a seasoned Kroger account to avoid insta-cancellations, this is a good manufactured spend opportunity:<\/p>\n<ul>\n<li>Buy $1,000 in Gift of College cards for $1,029.75 with fees<\/li>\n<li>Load to a 529 savings account in your own name<\/li>\n<li>Use or sell the fuel points for around $38 (or more)<\/li>\n<li><a class=\"ek-link\" href=\"https:\/\/freequentflyerbook.com\/blog\/2014\/1\/17\/3-insane-ways-to-use-evolve-money-to-manufacture-spend\">Withdraw the funds<\/a> from your 529, which you can <a class=\"ek-link\" href=\"https:\/\/freequentflyerbook.com\/blog\/2014\/1\/17\/3-insane-ways-to-use-evolve-money-to-manufacture-spend\">probably do without tax consequence<\/a> (I\u2019m not an accountant, and I\u2019m definitely not your accountant, so take this as a starting point for your own research and not at as advice)<\/li>\n<li>You\u2019ll get $1,038.00 back on your $1,029.75 in spend, so $8.25 in profit plus credit card rewards<\/li>\n<\/ul>\n<p><strong>4.<\/strong> <a class=\"ek-link\" href=\"https:\/\/www.capitalone.com\/small-business\/credit-cards\/spark-cash-plus\/\">Capital One has a monster credit card offer for $3,000 after spending $50,000<\/a> in the first six months. There is an annual fee of $150 that isn\u2019t waived for the first year. I\u2019d care more about this except that it\u2019s highly unlikely that anyone with recent credit card churning history will be approved for this card. I think yesterday\u2019s $4,000+ in US Bank shenanigans is more attainable, it has a lower spend threshold even with five cards, and the annual fees are waived for the first year.<\/p>\n<p>(Thanks to <a class=\"ek-link\" href=\"https:\/\/www.doctorofcredit.com\/capital-one-spark-plus-3000-signup-bonus-with-50000-spend\/\">DoC<\/a>)<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" alt=\"\" class=\"wp-image-3677\" height=\"265\" sizes=\"auto, (max-width: 414px) 100vw, 414px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/01\/monster-credit-card.jpg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/01\/monster-credit-card.jpg 414w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2022\/01\/monster-credit-card-300x192.jpg 300w\" width=\"414\"\/><figcaption>I meant \u201cmonster credit card offer\u201d, not \u201cscary monster credit card\u201d. At least you can distract it with a Gift of College card. <\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>1. Do this now: Register for Marriott\u2019s stupid targeted promotion. You\u2019ll earn 1,000 extra points and an extra elite qualifying night for each night\u2019s stay<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,12],"tags":[],"class_list":["post-3666","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-ms-hints"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=3666"}],"version-history":[{"count":7,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3666\/revisions"}],"predecessor-version":[{"id":7111,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3666\/revisions\/7111"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=3666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=3666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=3666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}