{"id":3312,"date":"2021-12-16T04:00:00","date_gmt":"2021-12-16T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=3312"},"modified":"2023-04-18T12:04:21","modified_gmt":"2023-04-18T18:04:21","slug":"thursday-quad-2","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2021\/12\/16\/thursday-quad-2\/","title":{"rendered":"Thursday Quad"},"content":{"rendered":"<p>Do this now: <a href=\"http:\/\/hiltonhonors.com\/PointsUnlimited\">Register for Hilton\u2019s Q1 Promotion<\/a> for 2,500 bonus points per stay from January 1 through May 1. <\/p>\n<p><strong>1.<\/strong> The <a class=\"ek-link\" href=\"https:\/\/www.penfed.org\/credit-cards\/pathfinder-rewards-visa\">PenFed Pathfinder Visa<\/a> credit card has a new targeted offer for a <a class=\"ek-link\" href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/rgvp6u\/daily_discussion_thread_december_15_2021\/hopd64k\/?utm_source=reddit&amp;utm_medium=web2x&amp;context=3\">$150 statement credit for adding an authorized user<\/a> by December 31. <\/p>\n<p>What\u2019s that? You haven\u2019t heard of this card before? Well, I\u2019m not terribly surprised. The card hasn\u2019t exactly achieved <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/category\/unsung-heroes\/\">Unsung Hero<\/a> status, but still probably worth your attention because:<\/p>\n<ul>\n<li>The card has effectively a $425 sign-up bonus (50,000 points at 0.85 cents each)<\/li>\n<li>The card gives a $100 airline incidental credit every year<\/li>\n<li>The card has effectively no-annual fee (the $95 annual-fee is waived every year as long as you have a free <a class=\"ek-link\" href=\"https:\/\/www.penfed.org\/accounts\">PenFed Access America checking<\/a> account)<\/li>\n<li>The card has offered multiple spending bonuses this year (like <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/12\/02\/thursday-tidbits\/\">$50 back after spending $500<\/a>)<\/li>\n<li>The card is churnable<\/li>\n<li>You can hold multiple Pathfinder cards simultaneously<\/li>\n<\/ul>\n<p><a class=\"ek-link\" href=\"https:\/\/www.penfed.org\/member-benefits\">Everyone can join PenFed for $5<\/a>, and PenFed is an excellent target for shenanigans.<\/p>\n<p><strong>2.<\/strong> The <a class=\"ek-link\" href=\"https:\/\/podcasts.google.com\/feed\/aHR0cHM6Ly9mZWVkcy5yZWRjaXJjbGUuY29tLzU2MmVmMDUxLTg2YWQtNDJjNC04M2JhLWQzOWE3ZDk1N2JiYQ\/episode\/dGFnOnNvdW5kY2xvdWQsMjAxMDp0cmFja3MvMTA3MjUzODk3NA?sa=X&amp;ved=0CAUQkfYCahcKEwjQhoGPlrnyAhUAAAAAHQAAAAAQAQ\">HMBradley 3.0% APR bank account<\/a> is going to require that you <a class=\"ek-link\" href=\"https:\/\/www.hmbradley.com\/blog\/the-hmbradley-ecosystem\">hold the HMBradley credit card to continue to qualify for 3.0% APR<\/a> on up to $100,000 starting on February 1, 2022. (Thanks to <a class=\"ek-link\" href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/rgvp6u\/daily_discussion_thread_december_15_2021\/hoortne\/?utm_source=reddit&amp;utm_medium=web2x&amp;context=3\">chooseyourusername17<\/a>)<\/p>\n<p>As an alternative high-yield option, you may want to consider a <a class=\"ek-link\" href=\"https:\/\/www.treasurydirect.gov\/indiv\/products\/prod_ibonds_glance.htm\">Series I Savings Bond<\/a>, which will pay at minimum of about 3.56% APR, and probably quite a bit more. Free-quent Flyer has posted <a class=\"ek-link\" href=\"https:\/\/freequentflyerbook.com\/blog\/2021\/11\/12\/how-i-would-and-might-maximize-the-current-series-i-savings-bond-deal\">an excellent in-depth article with more information<\/a>.<\/p>\n<p><strong>3.<\/strong> Check your <a class=\"ek-link\" href=\"https:\/\/www.marriott.com\/loyalty\/promotionCentral.mi\">Marriott Bonvoy account<\/a> for new targeted promotions. There have been multiple reports of earning opportunities for free-night certificates, <a class=\"ek-link\" href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/rgvp6u\/comment\/hopf1su\/?utm_source=reddit&amp;utm_medium=web2x&amp;context=3\">like this one<\/a>.<\/p>\n<p><strong>4.<\/strong> Get ready to plan your summer travel because <a class=\"ek-link\" href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/rfcchc\/daily_discussion_thread_december_13_2021\/hof8b8z\/\">the next Southwest Airlines schedule extension<\/a> is expected today and it will cover most summer travel, with an extension through September 5. There are two reasons this is interesting:<\/p>\n<ul>\n<li>On many routes, the cheapest fares sell-out quickly, so booking early will typically get the best price<\/li>\n<li>Southwest will probably tweak their schedule for far-away flights and let you change to any other flight on the same route \u00b1 two weeks for no-additional charge; so book the cheapest flight you can find in that window and wait for a likely schedule change to switch to the flight you want<\/li>\n<\/ul>\n<p>Good luck out there.<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" alt=\"\" class=\"wp-image-3314\" sizes=\"(max-width: 650px) 100vw, 650px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/12\/path.webp\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/12\/path.webp 650w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/12\/path-300x198.webp 300w\" width=\"420\"\/><figcaption>Sample path available to PathFinder Visa cardholders (and non-PathFinder Visa cardholders too, but they have less fun.)<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Do this now: Register for Hilton\u2019s Q1 Promotion for 2,500 bonus points per stay from January 1 through May 1. 1. The PenFed Pathfinder Visa<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":2,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[60,54,12],"tags":[],"class_list":["post-3312","post","type-post","status-publish","format-standard","hentry","category-airlines","category-credit-cards","category-ms-hints"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=3312"}],"version-history":[{"count":7,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3312\/revisions"}],"predecessor-version":[{"id":7140,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3312\/revisions\/7140"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=3312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=3312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=3312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}