{"id":3229,"date":"2021-12-06T04:00:00","date_gmt":"2021-12-06T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=3229"},"modified":"2023-04-18T12:06:02","modified_gmt":"2023-04-18T18:06:02","slug":"monday-triple-6","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2021\/12\/06\/monday-triple-6\/","title":{"rendered":"Monday Triple"},"content":{"rendered":"<p>Hopefully you got in on the <a class=\"ek-link\" href=\"https:\/\/www.target.com\/c\/target-giftcards\/-\/N-5xsxt\">Target 10% back on gift cards<\/a> over the weekend. So far spot rates on Target cards have held surprisingly well during this iteration. I didn\u2019t want to spend a bunch of time at a Target so I maxed out my Discover 5% cash back and left \u2014 I probably should have tried harder. Anyway, here are a few things to look at for Monday:<\/p>\n<p><strong>1.<\/strong> US Bank sent me a mailer for a $500 sign-up bonus after spending $4,500 in 150 days on their Triple Cash Rewards no-annual fee business credit card, and it <a class=\"ek-link\" href=\"https:\/\/bizcards.usbank.com\/credit\/business-triple-cash-back-credit-card.do\">turns out the offer is publicly available without a mailer code<\/a> (affiliate-free link as always). It\u2019s a great sign-up bonus for a card that won\u2019t show up on your credit report and won\u2019t charge an annual-fee, and the card earns 3% at office supply stores and gas stations (limit $200 per transaction on gas); if you\u2019re locked out of Chase Ink cads or past your office supply 5x capacity it could be a nice card to keep in your wallet, otherwise it\u2019s basically a sock drawer card after the sign-up bonus. A few things to note:<\/p>\n<ul>\n<li>US Bank combines hard pulls in a single day, so apply for multiple cards at once<\/li>\n<li>Historically you can get multiple business cards in the same day with multiple EINs<\/li>\n<li><a class=\"ek-link\" href=\"https:\/\/www.doctorofcredit.com\/two-credit-bureaus-you-should-freeze-before-you-apply-for-a-u-s-bank-credit-card\/\">Freeze your SageStream and ARS reports<\/a> before applying for better approval odds<\/li>\n<li>US Bank Visa cards work in many unexpected places where other credit cards don\u2019t, always probe with them<\/li>\n<\/ul>\n<p>I would have tested getting multiple cards in the same day with different EINs, but on my first attempt the application went pending, so I didn\u2019t think that applying for more was going to help anything. I currently have three US Bank credit cards with ridiculously large credit lines in my portfolio so maybe I should have done something about that first.<\/p>\n<p><strong>2.<\/strong> <a class=\"ek-link\" href=\"https:\/\/www.meijer.com\/mperks\/coupons.html\">Meijer is running a promotion for a $10 Meijer gift card<\/a> free with every $100 Apple gift card purchase, but you do have to clip the coupon on each of your Meijer accounts first. Assuming you were going to buy groceries anyway, this is a profitable deal with current Apple $100 gift card resale rates hovering at around 91%. <\/p>\n<p><strong>3.<\/strong> <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/12\/03\/friday-followup-2\/\">Friday\u2019s Lowe\u2019s deal for $10 back<\/a> as a Lowes gift card on $200 in Visa gift cards needs two follow-up items:<\/p>\n<ul>\n<li>It\u2019s actually $15 back, not $10 back like in past iterations<\/li>\n<li>Don\u2019t forget to <a class=\"ek-link\" href=\"https:\/\/trueblueshopping.jetblue.com\/\">link your cards with JetBlue\u2019s ShopTrue<\/a> for an extra 3x in JetBlue points at Lowe\u2019s (thanks to Avi for the reminder)<\/li>\n<\/ul>\n<p>Good luck out there dodging holiday shoppers during your MS escapades.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" alt=\"\" class=\"wp-image-3231\" height=\"443\" sizes=\"auto, (max-width: 475px) 100vw, 475px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/12\/dodge.jpg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/12\/dodge.jpg 475w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/12\/dodge-300x280.jpg 300w\" width=\"475\"\/><figcaption>Me (player) dodging holiday shoppers (volleyball) at Target.<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Hopefully you got in on the Target 10% back on gift cards over the weekend. So far spot rates on Target cards have held surprisingly<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":2,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,53,12],"tags":[],"class_list":["post-3229","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-gift-cards","category-ms-hints"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=3229"}],"version-history":[{"count":7,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3229\/revisions"}],"predecessor-version":[{"id":7148,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/3229\/revisions\/7148"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=3229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=3229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=3229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}