{"id":2951,"date":"2021-11-03T04:00:00","date_gmt":"2021-11-03T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=2951"},"modified":"2023-04-18T12:10:42","modified_gmt":"2023-04-18T18:10:42","slug":"tricking-out-the-debits","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2021\/11\/03\/tricking-out-the-debits\/","title":{"rendered":"Tricking Out the Debits"},"content":{"rendered":"<p><strong>1.<\/strong> Reader Mark wrote in to let me know that the <a class=\"ek-link\" href=\"https:\/\/www.target.com\/redcard\/about\">Target RedCard deal is back<\/a>, this time worth $80 for each cycle (you get one coupon for $40 off of in-store purchases, and another coupon for $40 off of online purchases). Remember, <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/09\/14\/target-redcard-hacks\/\">you can churn this deal<\/a>. I believe currently you have to wait 48-72 hours between closing a RedCard and opening a new one, which is different than how it worked over the summer.<\/p>\n<p><strong>2.<\/strong> The <a class=\"ek-link\" href=\"https:\/\/point.app\/\">Point debit card<\/a> currently has an offer for 15x at Nike.com (or 30x if you\u2019ve gotten your new Point card in the mail), for up to $50 total in cash back. Nike is also currently 5x at the Chase Ultimate Rewards portal and 10% cash back at RebatesMe, and historically physical gift cards have always tracked with portals. <\/p>\n<p>Nike resale rates are around 91% right now, so for buying a $340 card the deal will be worth:<\/p>\n<ul>\n<li>With RebatesMe, $53.40\n<ul>\n<li>$50 back from Point<\/li>\n<li>$34 back from RebatesMe<\/li>\n<li>-$30.60 resale loss<\/li>\n<\/ul>\n<\/li>\n<li>With Chase UR, $19.40 + 1,700 Ultimate Rewards\n<ul>\n<li>$50 back from Point<\/li>\n<li>-$30.60 resale loss<\/li>\n<li>1,700 Ultimate Rewards from Chase<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Not bad for probably 4 minutes worth of your time. You can check the current shopping portal rates at <a class=\"ek-link\" href=\"https:\/\/www.cashbackmonitor.com\/cashback-store\/nike\/\">cashbackmonitor<\/a>, and as always, if you sign up for Point use a referral because the referral bonus is $100 while the public offer is $10. Get a referral from a friend, or reach out to me in a pinch.<\/p>\n<p><em>MS Hint:<\/em> These are just a couple of debit cards that could be part of your churning toolbelt. Get out there and find a few others, there are some crazy and valuable options.<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" alt=\"\" class=\"wp-image-2953\" sizes=\"(max-width: 768px) 100vw, 768px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/11\/900px-Churning_curds-768x1024.jpg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/11\/900px-Churning_curds-768x1024.jpg 768w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/11\/900px-Churning_curds-225x300.jpg 225w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/11\/900px-Churning_curds.jpg 900w\" width=\"420\"\/><figcaption>I mistyped a search at Google with\u201dchurning curds\u201d and got this. I call it serendipity.<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>1. Reader Mark wrote in to let me know that the Target RedCard deal is back, this time worth $80 for each cycle (you get<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[12,64,6,62],"tags":[],"class_list":["post-2951","post","type-post","status-publish","format-standard","hentry","category-ms-hints","category-points","category-quick-hits","category-shenanigans"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=2951"}],"version-history":[{"count":3,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2951\/revisions"}],"predecessor-version":[{"id":7171,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2951\/revisions\/7171"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=2951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=2951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=2951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}