{"id":2721,"date":"2021-09-29T04:00:00","date_gmt":"2021-09-29T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=2721"},"modified":"2023-04-18T12:15:35","modified_gmt":"2023-04-18T18:15:35","slug":"september-housekeeping","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2021\/09\/29\/september-housekeeping\/","title":{"rendered":"Q3 Housekeeping"},"content":{"rendered":"<p>You\u2019ve got today and tomorrow to finish off any September\/Q3 deals and now is a great time to do housekeeping. Here\u2019s what I\u2019d make sure you check over the next day:<\/p>\n<p><strong>1.<\/strong> The <a class=\"ek-link\" href=\"https:\/\/ultimaterewardspoints.chase.com\/pay-yourself-back\/\">Chase Pay-Yourself-Back<\/a> increased redemption as we know it ends tomorrow as advertised. It <a class=\"ek-link\" href=\"https:\/\/www.doctorofcredit.com\/chase-extends-pay-yourself-back-until-december-31-2021\/\">may be extended<\/a> until December 31, but it <a class=\"ek-link\" href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/px292i\/comment\/hemz8zf\/?utm_source=reddit&amp;utm_medium=web2x&amp;context=3\">may not be<\/a>. Make sure you cash out any excess Ultimate Rewards not set aside for future travel by tomorrow to be safe.<\/p>\n<p><strong>2.<\/strong> The American Express <a class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/09\/02\/transfer-bonuses-and-how-to-use-them\/\">transfer bonus bonanza<\/a> also ends tomorrow. Now is a great time to plan for your spring award bookings and get more bang for your Membership Rewards.<\/p>\n<p id=\"block-f7c9a9fc-95db-4f77-a546-2f7b5e822a4c\"><strong>3.<\/strong>\u00a0Spend any American Express credits in Uber Eats or Uber by tomorrow night.<\/p>\n<p id=\"block-b99d2c88-7f84-4a20-ad8f-906e5a939ba1\"><strong>4.<\/strong>\u00a0Check for any annual fees that posted this and call the bank for a retention offer. My script: \u201cI\u2019m thinking of closing this card because of its high annual fee, but before I decide what to do I was wondering if there are any retention offers or spend bonuses.\u201d As usual, bonus travel hacker points if you say: \u201cCOVID has made it\u00a0<em>really<\/em>\u00a0hard to use the benefits, I wish it would end soon\u201d. Don\u2019t stop at the first offer they give you either by the way, there may be more. Always say: \u201cAre there any other offers available?\u201d<\/p>\n<p id=\"block-38b92089-eb6b-4e16-b7fb-7a4b9b256edf\">American Express specific note: If you accept a retention offer, plan on keeping that card for 12-13 months to avoid getting popups that deny credit card bonuses going forward.<\/p>\n<p id=\"block-68836caa-92a2-4b0c-a00e-09280abd5fbb\"><strong>5.<\/strong>\u00a0If you have an American Express co-branded personal card (Marriott, Delta, Hilton),\u00a0<a href=\"https:\/\/global.americanexpress.com\/offers\/enrolled\">make sure you\u2019ve attached the dining offer to your card<\/a>\u00a0and that you\u2019ve spent it by tomorrow night. The easiest way to do this from home is to buy an exact value DoorDash gift card on\u00a0<a class=\"ek-link\" href=\"https:\/\/fluz.app\/\">Fluz<\/a>. Amazon Meals is another decent option. As always, find a Fluz referral from a friend to make their day if you don\u2019t have an account already, they\u2019ll earn something and so will you.<\/p>\n<p id=\"block-a9f96737-248f-4c1c-97f7-68b7c46438f1\"><strong>6.<\/strong>\u00a0Spend any American Express co-branded business card wireless credits by tomorrow night,\u00a0<a class=\"ek-link\" href=\"https:\/\/global.americanexpress.com\/offers\/enrolled\">but make sure you\u2019ve added the offer to your cards first<\/a>. <\/p>\n<p id=\"block-126e853a-1e2f-492f-b294-8202c40e0086\"><strong>7.<\/strong>\u00a0Make sure you\u2019ve spent any $10 American Express Personal Gold dining credits. My go to is the local coffee shop; a couple of lattes and a <s>croisshark<\/s> pastry, which jumps just north of $10 on GrubHub. Buying physical gift cards at a ShakeShack is another option.<\/p>\n<p id=\"block-7ed38075-25e2-435a-9c5f-8ac52ead1db8\"><strong>8.<\/strong>\u00a0Cancel any cell phone burner accounts that you\u2019re done with (and for which you didn\u2019t use a virtual credit card number that already expired).<\/p>\n<p><strong>9.<\/strong>\u00a0Finish off any Q3 5x bonused spend on Chase Freedom cards, Discover IT cards, US Bank Cash+ cards, Citi Custom Cash cards, or similar.<\/p>\n<p>Finally, remember that Q4 gift card reselling, physical goods reselling, grocery rewards deals, and travel deals kick into high gear really soon, so rest while you can. Before you ask: No, reading Flyertalk until 2AM doesn\u2019t count as rest.<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" alt=\"An image of a woman asleep sitting up in a laundry basket.\" class=\"wp-image-2723\" height=\"320\" loading=\"lazy\" sizes=\"auto, (max-width: 320px) 100vw, 320px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/09\/housekeeping.jpeg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/09\/housekeeping.jpeg 320w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/09\/housekeeping-300x300.jpeg 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/09\/housekeeping-150x150.jpeg 150w\" width=\"320\"\/><figcaption>Pictured: Resting up after Q3 housekeeping.<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>You\u2019ve got today and tomorrow to finish off any September\/Q3 deals and now is a great time to do housekeeping. Here\u2019s what I\u2019d make sure<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":2,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[14],"tags":[],"class_list":["post-2721","post","type-post","status-publish","format-standard","hentry","category-housekeeping"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=2721"}],"version-history":[{"count":4,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2721\/revisions"}],"predecessor-version":[{"id":7195,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2721\/revisions\/7195"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=2721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=2721"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=2721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}