{"id":2298,"date":"2021-08-16T04:00:00","date_gmt":"2021-08-16T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=2298"},"modified":"2023-04-18T12:22:01","modified_gmt":"2023-04-18T18:22:01","slug":"monday-manufactured-spend","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2021\/08\/16\/monday-manufactured-spend\/","title":{"rendered":"Monday Manufactured Spend"},"content":{"rendered":"<p><a class=\"ek-link\" href=\"https:\/\/officedepot.com\/\">Office Depot OfficeMax<\/a> (I literally never remember which parts of that store name are supposed to have a space and which aren\u2019t) has another negative cost manufactured spend opportunity available: $15 back on a purchase of $300 or more in Mastercard Gift Cards. For the best bang for your buck:<\/p>\n<ol>\n<li>Link your credit card(s) to <a class=\"ek-link\" href=\"https:\/\/dosh.com\/\">Dosh<\/a> in the mobile app before heading to the store. You\u2019ll get an extra 2% back, up to $10 per day<\/li>\n<li>Buy two $200 Mastercard gift cards<\/li>\n<li>Get two more $200 Mastercard gift cards, and go to step (2) with another transaction (if you\u2019ve got a friendly cashier)<\/li>\n<li>Log in to Dosh a few hours after the transaction to claim your cash back<\/li>\n<\/ol>\n<p>You\u2019ll spend $398.90 per transaction for $400.00 in gift cards and you\u2019ll get another $7.97 cash back from Dosh.<\/p>\n<p>One of the frequent questions I get lately is \u201cHow can you liquidate these from home?\u201d I\u2019ve got a few answers that I\u2019m glad to share publicly, and a few that are more fragile so I won\u2019t share them here. I will however drop the generic tip that I encourage you to explore around \u2014 opportunities do exist. Start looking for payment processors and bill payment platforms because that\u2019s where pay dirt usually lies. In the mean time though, you can liquidate from home via:<\/p>\n<ul>\n<li><a class=\"ek-link\" href=\"https:\/\/trybravo.com\/\">Bravo<\/a> payment app: see the defunct <a class=\"ek-link\" href=\"https:\/\/www.middleagemiles.com\/category\/addl-earning\/bravo-app\/\">Middle Aged Miles blog<\/a> for more. Side note: do some great internet sleuthing and app hacking if you want better than 2.9% rates, but it\u2019s fraught with peril and you should probably never take my advice about anything<\/li>\n<li>Paying estimated taxes quarterly, two per payment processor (<a class=\"ek-link\" href=\"https:\/\/www.payusatax.com\">PayUSATax<\/a>, <a class=\"ek-link\" href=\"https:\/\/www.pay1040.com\">PayTax1040<\/a>, <a class=\"ek-link\" href=\"https:\/\/www.officialpayments.com\/index.jsp\">ACI Payments<\/a>)<\/li>\n<li>Micro-lending on <a class=\"ek-link\" href=\"https:\/\/kiva.org\/\">Kiva<\/a><\/li>\n<li><a class=\"ek-link\" href=\"https:\/\/www.amazon.com\/gp\/product\/B086KKT3RX?\">Reloading your Amazon<\/a> balance<\/li>\n<li>Pay your utility bills, most accept \u201cdebit\u201d card payments<\/li>\n<\/ul>\n<p>Good luck out there!<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" alt=\"\" class=\"wp-image-2299\" height=\"265\" loading=\"lazy\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/08\/payment-landscape.png\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/08\/payment-landscape.png 500w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/08\/payment-landscape-300x159.png 300w\" width=\"500\"\/><figcaption>With this many major players involved in payment processing you\u2019re bound to find loopholes. Let\u2019s not forget that there are many, many more minor players too.<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Office Depot OfficeMax (I literally never remember which parts of that store name are supposed to have a space and which aren\u2019t) has another negative<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,12],"tags":[],"class_list":["post-2298","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-ms-hints"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=2298"}],"version-history":[{"count":10,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2298\/revisions"}],"predecessor-version":[{"id":7227,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/2298\/revisions\/7227"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=2298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=2298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=2298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}