2.<\/strong>\u00a0Check for any annual fees that posted this and call the bank for a retention offer. I suggest saying: \u201cI\u2019m thinking of closing this card given its high annual fee, but before I decide what to do I was wondering if there are any retention offers or spend bonuses.\u201d Hopefully you can\u2019t add this much longer, but it\u2019s still kosher to say: \u201cCOVID has made it really<\/em> hard to use the benefits, I wish it would end soon\u201d.<\/p>\n American Express specific note: If you accept a retention offer, plan on keeping that card for 12-13 months to avoid getting popups that deny credit card bonuses going forward.<\/p>\n 3.<\/strong>\u00a0If you have an American Express co-branded personal card (Marriott, Delta, Hilton),\u00a0make sure you\u2019ve attached the dining offer to your card<\/a>\u00a0and that you\u2019ve spent it by Wednesday night. The easiest way to do this from home is to buy an exact value DoorDash gift card on\u00a0Fluz<\/a>. Amazon Meals is another decent option. As always, find a Fluz referral from a friend to make their day if you don\u2019t have an account already, they\u2019ll earn something and so will you.<\/p>\n 4.<\/strong>\u00a0Spend any American Express co-branded business card wireless credits by Wednesday, but make sure you\u2019ve added the offer to your cards first<\/a>. I prepay my cell phone bill with this one, and at this point I\u2019m prepaying into 2022.<\/p>\n 5.<\/strong>\u00a0Make sure you\u2019ve spent any $10 American Express Personal Gold dining credits. My go to is the local coffee shop; a couple of lattes and a pastry jump just north of $10 on GrubHub. I know ShakeShack works for a lot of you, but honestly I\u2019m just not a big burger guy.<\/p>\n 6.<\/strong>\u00a0Cancel any cell phone burner accounts that you\u2019re done with (and for which you didn\u2019t use a virtual credit card number that already expired).<\/p>\n 7.<\/strong>\u00a0Spend your AmEx Personal Platinum $30 PayPal credits. The easiest way to get these out under the wire is with\u00a0PayPal Digital Gifts<\/a>\u00a0which has been paying the credit even though the T&C says that it shouldn\u2019t. If you\u2019re set up as a gift card reseller, you can alternatively buy gift cards for resale on Fluz<\/a> or eBay gift cards on Slide<\/a>. This is the last month you have to worry about this one \ud83c\udf89\ud83c\udf89.<\/p>\n 8.<\/strong> Finish off any Q2 5x bonused spend. Check the current Q2 categories your strategies<\/a>, and don\u2019t forget that you can now get $500 Visa gift cards at Sam\u2019s Club<\/a>.<\/p>\n 9.<\/strong> Make sure you\u2019ve spent any American Express Personal Platinum Sak\u2019s $50 credits. Usually the items have to ship before the charge posts, so use your free ShopRunner benefit<\/a> to make that quick. Don\u2019t forget to go through a portal<\/a>.<\/p>\n
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