{"id":1672,"date":"2021-05-31T04:00:00","date_gmt":"2021-05-31T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=1672"},"modified":"2023-04-18T12:33:11","modified_gmt":"2023-04-18T18:33:11","slug":"american-express-memorial-bonus","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2021\/05\/31\/american-express-memorial-bonus\/","title":{"rendered":"American Express Memorial Bonus"},"content":{"rendered":"<p>If you have an American Express personal card, or a bunch of them like me, today is a great day to give them a call or chat with them online and ask for a retention offer. In the last week I\u2019ve been offered or seen widespread offers for:<\/p>\n<ul>\n<li>50,000 Membership Rewards on the Morgan Stanley Platinum, Schwab Platinum, and some regular Platinums<\/li>\n<li>30,000 Membership Rewards on the Gold and on some Platinum cards<\/li>\n<li>20,000 Membership Rewards on the Everyday Preferred<\/li>\n<li>50,000 Skymiles on the Delta Reserve<\/li>\n<\/ul>\n<p>Conversely, the other co-brand cards seem to be offering nothing but a wasted couple of minutes on the phone. As always, YMMV though.<\/p>\n<p>My usual language is \u201cI\u2019m thinking of closing this card due to its high annual fee, but before I make a decision, I wanted to see if there were any spend bonuses or retention offers available.\u201d If there\u2019s no offer and I want to keep the card anyway, I\u2019ll usually say \u201cHmm, I think I\u2019m going to think about it some more and call you back later.\u201d Sometimes there are multiple offers too, so after being presented with one offer, it never hurts to say \u201cHmm, are there any other offers?\u201d<\/p>\n<p>Obligatory caution: If you take an American Express retention offer, keep the card open for a year to stay in their good graces. You can get retention offers with American Express at any point during your card member year, but I like to wait until the annual fee posts since cancelling the card mid-year usually won\u2019t offer a pro-rated refund (except in Massachusetts, go Sox I guess). Big bonuses like this make me second guess that strategy though.<\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" alt=\"A picture of a barefoot Tip O'Neill on the beach in khaki pants rolled up above the thighs, a sweater with a yellow polo underneath, sunbathing under an american flag styled umbrella.\" class=\"wp-image-1673\" height=\"605\" loading=\"lazy\" sizes=\"auto, (max-width: 409px) 100vw, 409px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/05\/tip-oneill.jpeg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/05\/tip-oneill.jpeg 409w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/05\/tip-oneill-203x300.jpeg 203w\" width=\"409\"\/><figcaption>Tip O\u2019Neill, another example of Massachusetts being just a bit different.<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you have an American Express personal card, or a bunch of them like me, today is a great day to give them a call<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,6],"tags":[],"class_list":["post-1672","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-quick-hits"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/1672","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=1672"}],"version-history":[{"count":5,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/1672\/revisions"}],"predecessor-version":[{"id":7282,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/1672\/revisions\/7282"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=1672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=1672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=1672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}