{"id":1478,"date":"2021-04-28T05:00:00","date_gmt":"2021-04-28T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=1478"},"modified":"2023-04-18T14:34:13","modified_gmt":"2023-04-18T20:34:13","slug":"bank-of-america-invites-us-to-party","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2021\/04\/28\/bank-of-america-invites-us-to-party\/","title":{"rendered":"Bank of America Invites us to Party"},"content":{"rendered":"<p>Bank of America credit cards are really underrated in the travel hacking space, which is one of the myriad reasons the Cash Rewards family of cards was <a aria-label=\"awarded the coveted Miles Earn and Burn Unsung Hero (opens in a new tab)\" class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/02\/05\/bank-of-america-business-cash-rewards-shenanigans\/\" rel=\"noreferrer noopener\" target=\"_blank\">awarded the coveted Miles Earn and Burn Unsung Heroes<\/a> award. Why you should look into them:<\/p>\n<ul>\n<li>The business card portfolio is churnable<\/li>\n<li>They have offers like American Express and Chase for statement credits at certain merchants<\/li>\n<li>You can get great uplift on the <a aria-label=\"Business Cash Rewards (opens in a new tab)\" class=\"ek-link\" href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/02\/05\/bank-of-america-business-cash-rewards-shenanigans\/\" rel=\"noreferrer noopener\" target=\"_blank\">Personal or Business Cash Rewards<\/a> (5.25% back)<\/li>\n<li>They combine hard pulls in the same calendar day, so you can apply for a card, get approved, then apply for another without a new hard pull<\/li>\n<li>They\u2019re great MS targets<\/li>\n<li>They send targeted spend offers somewhat regularly<\/li>\n<\/ul>\n<p>On that last note, check your email inbox for spend offers from Bank of America. (I\u2019d search my email program for <code>from:bankofamerica.com in:anywhere<\/code> and look at the last couple of days worth of messages. Thanks to ukinny for the updated query which will also catch messages that wound up in spam.) People are seeing various offers including:<\/p>\n<ul>\n<li>2% cash back on Alaska Airlines family of cards, up to $150 total cash back<\/li>\n<li>1% additional cash back on the Cash Rewards family of cards, up to $150 total cash back<\/li>\n<li>3% additional cash back on home improvement spend on the Cash Rewards family of cards, up to $75 total cash back<\/li>\n<\/ul>\n<p>Remember that the cash rewards cards can have multipliers up to 1.75 with the <a aria-label=\"Preferred Rewards program (opens in a new tab)\" class=\"ek-link\" href=\"https:\/\/www.bankofamerica.com\/preferred-rewards\/#benefits\" rel=\"noreferrer noopener\" target=\"_blank\">Preferred Rewards program<\/a>, which could mean up to 10.5% back (3% additional + 3% base) * 1.75. That\u2019s bananas. <\/p>\n<div class=\"wp-block-image is-style-editorskit-rounded\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" alt=\"A group of people at a party holding up drinks for a toast, except all of the drinks have been replaced with various Bank of America credit cards\" class=\"wp-image-1479\" height=\"280\" loading=\"lazy\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/04\/party.jpeg\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/04\/party.jpeg 420w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2021\/04\/party-300x200.jpeg 300w\" width=\"420\"\/><figcaption>Bank of America credit card party! (With inspiration from Danny of the Alchemy podcast on the Milenomics Podcast Network.)<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bank of America credit cards are really underrated in the travel hacking space, which is one of the myriad reasons the Cash Rewards family of<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,12,6,18],"tags":[],"class_list":["post-1478","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-ms-hints","category-quick-hits","category-unsung-heroes"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/1478","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=1478"}],"version-history":[{"count":8,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/1478\/revisions"}],"predecessor-version":[{"id":7304,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/1478\/revisions\/7304"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=1478"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=1478"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=1478"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}