- \n
- On January 1, the American Express Platinum personal cards will probably have their Fine Hotels and Resorts credits restricted<\/a> to 2+ night stays, sorry for everyone with their $300*n<\/em> one-night bangers.
They’ll also reportedly add an annual $250 Airbnb Experiences credit that’s only valid in conjunction with an Airbnb Luxe<\/em> stay. I’d call the likelihood of this at p=0.90<\/em>.
<\/li>\n\n\n\n- Lululemon may be integrating Level 3 transaction into its POS systems to prevent Personal Platinum quarterly credits<\/a> from working on gift cards. What’s my likelihood estimate here, asked no one? I think about p=0.55<\/em>, but there are some strong indications of FUD.<\/li>\n<\/ol>\n\n\n\n
News<\/h4>\n\n\n\n
With that out of the way, a few quick hits:<\/p>\n\n\n\n
- \n
- There’s a now open waitlist for the Flex.One Elite Visa card<\/a>, which offers 3% base cash back and up to 5% with a ridiculous $1 million capital on deposit requirements, prolly with no interest. The card carries no annual fee though, so there’s that.
Since today is p<\/em> day, let’s call the likelihood of Flex.One Elite Visa surviving with 3% base cash back on spend for at least six months p=0.40<\/em>. Also, let’s call the likelihood of you sticking through the site’s annoying forced animations without flipping to something else p=0.33<\/em>.
<\/li>\n\n\n\n- Giftcards.com has 10% off of $100 virtual Visa gift cards<\/a> with promo code VISATREAT<\/em>, limit three per account. This code hasn’t hit the portals yet, so I wouldn’t expect them to track but I’d still try.
<\/li>\n\n\n\n- Citi Offers has two new travel related offers<\/a>:
– $50 off of $300+ with JetBlue through November 30
– $30 off of $300+ with Marriott through November 30
(Thanks to FM<\/a>)
<\/li>\n\n\n\n- Bank of America was fined $1.2 Billion for failing to have a compliant anti-money laundering<\/a> program. <\/li>\n<\/ol>\n\n\n\n
Happy Wednesday!<\/p>\n\n\n\n
![\"\"](\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2026\/10\/image-7.png\")
<\/figure>\n\n\n\nAbout the accuracy of those probabilities…<\/p>\n","protected":false},"excerpt":{"rendered":"
I don’t normally post about rumors because (1) they’re wrong with let’s call it at least p=0.50, and (2) they’re rarely actionable. Well, today we<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,53,6],"tags":[],"class_list":["post-14415","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-gift-cards","category-quick-hits"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/14415","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=14415"}],"version-history":[{"count":3,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/14415\/revisions"}],"predecessor-version":[{"id":14420,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/14415\/revisions\/14420"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=14415"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=14415"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=14415"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- Giftcards.com has 10% off of $100 virtual Visa gift cards<\/a> with promo code VISATREAT<\/em>, limit three per account. This code hasn’t hit the portals yet, so I wouldn’t expect them to track but I’d still try.
- Lululemon may be integrating Level 3 transaction into its POS systems to prevent Personal Platinum quarterly credits<\/a> from working on gift cards. What’s my likelihood estimate here, asked no one? I think about p=0.55<\/em>, but there are some strong indications of FUD.<\/li>\n<\/ol>\n\n\n\n