{"id":13953,"date":"2026-07-07T04:00:00","date_gmt":"2026-07-07T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=13953"},"modified":"2026-07-06T17:05:13","modified_gmt":"2026-07-06T23:05:13","slug":"tuesday-thought-throughput-is-a-feature","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2026\/07\/07\/tuesday-thought-throughput-is-a-feature\/","title":{"rendered":"Tuesday Thought: Throughput is a Feature"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">It&#8217;s been a hot second since we&#8217;ve talked about <a href=\"https:\/\/milesearnandburn.com\/index.php\/2024\/05\/13\/the-velocity-of-money-part-two\/\">The Velocity of Money<\/a> here, so as a tl;dr: Taking a small cut when moving money between different ledgers can be rewarding, and doing it a bunch of times makes it a bunch more rewarding.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We can deconstruct that into features we should probably look for in FinTechs, some of which aren&#8217;t normally gathered by average due-diligence as far as I can tell:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Quick posting<\/li>\n\n\n\n<li>Fast transfers<\/li>\n\n\n\n<li>Frequent rewards posting and cash-out<\/li>\n\n\n\n<li>Real-time payments \/ FedNow support<\/li>\n\n\n\n<li>Cycling tolerance<\/li>\n\n\n\n<li>Account scaling<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Of course the regular things that we&#8217;re looking for like low fees and high limits matter too, but I think most of us have a good handle on those.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Good luck out there, and remember that it&#8217;s often better to have a small slice of a huge pie than a big slice of a small pie.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2026\/07\/image-3-1024x1024.png\" alt=\"\" class=\"wp-image-13954\" style=\"width:420px\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2026\/07\/image-3-1024x1024.png 1024w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2026\/07\/image-3-300x300.png 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2026\/07\/image-3-150x150.png 150w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2026\/07\/image-3-768x768.png 768w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2026\/07\/image-3.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-size:14px\">On the other hand, sometimes it&#8217;s best to have no slice of a gross pie (sorry for multiple reasons to the singular hot dog pie lover out there).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s been a hot second since we&#8217;ve talked about The Velocity of Money here, so as a tl;dr: Taking a small cut when moving money<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[56],"tags":[],"class_list":["post-13953","post","type-post","status-publish","format-standard","hentry","category-wisdom"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/13953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=13953"}],"version-history":[{"count":3,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/13953\/revisions"}],"predecessor-version":[{"id":13957,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/13953\/revisions\/13957"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=13953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=13953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=13953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}