{"id":12659,"date":"2025-10-27T04:00:00","date_gmt":"2025-10-27T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=12659"},"modified":"2025-10-26T18:34:57","modified_gmt":"2025-10-27T00:34:57","slug":"monday-chase-sapphire-treats-spooky-j4u-earning-scary-chase-messaging-and-a-possible-us-bank-reporting-change","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2025\/10\/27\/monday-chase-sapphire-treats-spooky-j4u-earning-scary-chase-messaging-and-a-possible-us-bank-reporting-change\/","title":{"rendered":"Monday: Chase Sapphire Treats, Spooky J4U Earning, Scary Chase Messaging, and a Possible US Bank Reporting Change"},"content":{"rendered":"\n<ol class=\"wp-block-list\">\n<li><strong>Do this now<\/strong> (if you hold a grandfathered Chase Sapphire Reserve card): <a href=\"https:\/\/secure.chase.com\/web\/auth\/dashboard#\/dashboard\/benefits\/hub\">Enroll in new Sapphire Reserve coupons<\/a>, the most valuable being $150 at <a href=\"https:\/\/www.opentable.com\/c\/chasedining\/\">Chase Exclusive Tables<\/a>, $250 at hotel bookings through <a href=\"https:\/\/www.chase.com\/travel?jp_cmp=ct\/Chase+Travel+General_Brand_Phrase_Chase+Travel_SEM_US_NA_Standard_TCA\/sea\/1261741210706\/Chase+Travel&amp;gclsrc=aw.ds&amp;gad_source=1&amp;gad_campaignid=20486409832&amp;gbraid=0AAAAApka3qT-N_BF15ErMYVNSblkMASu8&amp;gclid=CjwKCAjwjffHBhBuEiwAKMb8pAJaIqxhPVIFKpUbtNwW1zD7Cj4hAOKMQ9dLdOL6YDEFksLloKIsAxoCwE0QAvD_BwE\">The Edit<\/a>, $150 at Stub Hub, and free Apple TV+ and Apple Music membership.<br><\/li>\n\n\n\n<li><a href=\"https:\/\/www.safeway.com\/foru\/offer-details.42719498.1760637324455.SC.html\">Safeway, Albertsons, Vons, and other Just4U stores have 10x points earning on Zift Zillions cards<\/a> through Saturday (and if you clip the right offers, it&#8217;ll probably be 10x+<a href=\"https:\/\/www.safeway.com\/foru\/offer-details.44185272.1759959120403.SC.html\">4x<\/a>=12x on Saturday because #just4umath).<br><\/li>\n\n\n\n<li>Chase has <a href=\"https:\/\/media.chase.com\/news\/chase-freedom-2025-q4-categories\">officially acknowledged<\/a> the floosies <a href=\"https:\/\/www.chase.com\/personal\/credit-cards\/freedom\/flex\">in multiple places<\/a> just in time for Halloween week, though reports are that it may have appeared last month. What does Chase acknowledging the floosie bandwagon mean? I don&#8217;t know, but I can&#8217;t imagine it&#8217;s good news.<br><\/li>\n\n\n\n<li>For now let&#8217;s call this unconfirmed but actionable: <a href=\"https:\/\/www.reddit.com\/r\/CreditCards\/comments\/1og80fz\/data_point_us_bank_has_switched_to_report_to\/\">US Bank may have switched credit balance reporting<\/a> from the first business day of the month to statement close date. (Thanks to <a href=\"https:\/\/www.reddit.com\/r\/churning\/comments\/1ogd5b6\/comment\/nli9704\/?utm_source=share&amp;utm_medium=web3x&amp;utm_name=web3xcss&amp;utm_term=1&amp;utm_content=share_button\">best-quality-catfood<\/a>)<\/li>\n<\/ol>\n\n\n\n<p>Happy Monday!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/10\/halloween-768x1024.webp\" alt=\"\" class=\"wp-image-12663\" style=\"width:420px\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/10\/halloween-768x1024.webp 768w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/10\/halloween-225x300.webp 225w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/10\/halloween.webp 1080w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">Old Navy clothes may not be the best disguise any more.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Happy Monday! Old Navy clothes may not be the best disguise any more.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,13,64,6],"tags":[],"class_list":["post-12659","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-louse","category-points","category-quick-hits"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=12659"}],"version-history":[{"count":3,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12659\/revisions"}],"predecessor-version":[{"id":12665,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12659\/revisions\/12665"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=12659"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=12659"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=12659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}