{"id":12476,"date":"2025-09-17T04:00:00","date_gmt":"2025-09-17T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=12476"},"modified":"2026-01-16T15:21:59","modified_gmt":"2026-01-16T22:21:59","slug":"american-express-platinum-changes-cheat-sheet","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2025\/09\/17\/american-express-platinum-changes-cheat-sheet\/","title":{"rendered":"American Express Platinum Changes: Cheat-Sheet"},"content":{"rendered":"\n<p>Let&#8217;s take today to tl;dr the American Express Platinum changes that go live tonight so you can ignore the hundreds of articles about them headed your way this week.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Personal<\/h4>\n\n\n\n<p>Vitals:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual fee: $895 (increase of $200)<\/li>\n\n\n\n<li>Earn:\n<ul class=\"wp-block-list\">\n<li>5x on airfare<\/li>\n\n\n\n<li>5x on AmEx Travel hotels<\/li>\n\n\n\n<li>1x otherwise<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Value coupons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Air Incidental coupon: $200 credit annually<\/li>\n\n\n\n<li>FHR coupon: $600 credit, $300 January &#8211; June and $300 July &#8211; December<\/li>\n\n\n\n<li>Resy coupon: $400 credit, $100 per quarter<\/li>\n\n\n\n<li>Lululemon coupon: $300 credit, $75 per quarter<\/li>\n\n\n\n<li>Uber One coupon: $120 credit, $10 per month<\/li>\n\n\n\n<li>Uber coupon: $200 credit, $15 per month January &#8211; November, $20 in December<\/li>\n\n\n\n<li>Walmart+ Membership coupon: $155.40 credit, $12.95 per month<\/li>\n\n\n\n<li>Saks coupon: $100 credit, $50 January &#8211; June and $50 July &#8211; December<\/li>\n\n\n\n<li>Digital entertainment coupon: $300 credit, $25 per month on <a href=\"https:\/\/global.americanexpress.com\/card-benefits\/detail\/digital-entertainment\/platinum\">select services<\/a><\/li>\n<\/ul>\n\n\n\n<p>Mostly worthless coupons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Clear.me coupon: $209 credit annually<\/li>\n\n\n\n<li>Soulcycle coupon: $300 off an in-home bike<\/li>\n\n\n\n<li>Equinox coupon: $300 off of gym membership<\/li>\n\n\n\n<li>Oura coupon: $200 off of a ring purchase<\/li>\n\n\n\n<li>Priority pass membership<\/li>\n<\/ul>\n\n\n\n<p>Yes you can get more than $895 out of these, but let&#8217;s be honest: You&#8217;re working for AmEx, they&#8217;re not working for you.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Business<\/h4>\n\n\n\n<p>Vitals:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual fee: $895 (increase of $200)<\/li>\n\n\n\n<li>Earn:\n<ul class=\"wp-block-list\">\n<li>5x on FHR and Hotel Collection hotels booked through AmEx 5ravel<\/li>\n\n\n\n<li>5x on flights booked through AmEx Travel<\/li>\n\n\n\n<li>2x on construction, hardware, electronic goods, software, shipping, and cloud on up to $2 Million spend<\/li>\n\n\n\n<li>2x on $5,000+ transactions (limited to $2 Million with the above categories)<\/li>\n\n\n\n<li>1x otherwise<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Value coupons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Air Incidental coupon: $200 credit annually<\/li>\n\n\n\n<li>FHR coupon: $600 credit, $300 January &#8211; June and $300 July &#8211; December<\/li>\n\n\n\n<li>Hotel status coupon: Leaders Club Sterling, Marriott Gold, Hilton Gold<\/li>\n\n\n\n<li>Hilton coupon: $200 credit, $50 per quarter<\/li>\n\n\n\n<li>Dell coupon: $150 (+$1,000) credit annually, $1,000 after $5,000+ Dell spend<\/li>\n\n\n\n<li>Wireless coupon: $120 credit, $10 monthly<\/li>\n\n\n\n<li>AmEx Travel coupon (requires $250,000 spend): $1,200 annually<\/li>\n<\/ul>\n\n\n\n<p>Mostly worthless coupons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Adobe coupon: $250 credit after $600+<\/li>\n\n\n\n<li>Clear.me coupon: $209 credit annually<\/li>\n\n\n\n<li>Indeed coupon: $360 credit, $90 quarterly<\/li>\n\n\n\n<li>American Express One AP coupon (requires $250,000 spend): $2,400 credit annually<\/li>\n\n\n\n<li>Priority pass membership<\/li>\n<\/ul>\n\n\n\n<p>If all of your transactions are 2x, then there&#8217;s a realistic path to holding this card and wiping the annual fee. You&#8217;re still working for AmEx, but at least it&#8217;s not under duress.<\/p>\n\n\n\n<p>Happy Wednesday!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/09\/image-7.png\" alt=\"\" class=\"wp-image-12477\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/09\/image-7.png 640w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/09\/image-7-300x225.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">Leaked: Another monthly personal Platinum credit that was ultimately scrapped.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let&#8217;s take today to tl;dr the American Express Platinum changes that go live tonight so you can ignore the hundreds of articles about them headed<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54],"tags":[],"class_list":["post-12476","post","type-post","status-publish","format-standard","hentry","category-credit-cards"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12476","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=12476"}],"version-history":[{"count":6,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12476\/revisions"}],"predecessor-version":[{"id":13140,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12476\/revisions\/13140"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=12476"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=12476"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=12476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}