{"id":12134,"date":"2025-07-11T04:00:00","date_gmt":"2025-07-11T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=12134"},"modified":"2025-07-11T06:41:54","modified_gmt":"2025-07-11T12:41:54","slug":"friday-freeform-from-florian-with-rewards-love","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2025\/07\/11\/friday-freeform-from-florian-with-rewards-love\/","title":{"rendered":"Friday FreeForm: From Florian With (Rewards) Love"},"content":{"rendered":"\n<p><em>EDITOR&#8217;S NOTE: Today&#8217;s post is a Friday guest post in a short summer series running on Fridays while I&#8217;m traveling. Today&#8217;s author is the juxtaposition of a Prius mixed with an accounting Professor and generally needs no introduction but will get one anyway: Florian.<\/em><\/p>\n\n\n\n<p>In the churning world expectation value (EV) and math are afterthoughts based on my experience in many semi-private groups.<\/p>\n\n\n\n<p>There are a few things to remember:<\/p>\n\n\n\n<p>Knowing your EV and return on investment (ROI) can help you better than going with your gut or your emotions, which both bring the dilemma &#8220;Should I risk getting&nbsp; shutdown for this?&#8221;<\/p>\n\n\n\n<p>For example, Synchrony doesn\u2019t&nbsp;like it when one gamer&nbsp;goes on a cycling&nbsp;spree like a drone buzzing over its target, many do this, without further consideration. Let\u2019s do&nbsp; some math to illustrate the best outcome:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Assume your best game&nbsp;is buying espresso form JerrryBrothers&nbsp;with your Venmo for 3%<\/li>\n\n\n\n<li>Assume you also buy espresso with other Synchrony cards that earn less<\/li>\n\n\n\n<li>Assume you can earn more on the payment side, maybe 2%<\/li>\n\n\n\n<li>If you spend $40,000 per month and earn a blended average of 3%, you&#8217;re earning $1,200 monthly<\/li>\n<\/ul>\n\n\n\n<p>That\u2019s $1,200 a month for the value of your Synchrony relationship. Assuming one spends month a year in Isle of Man, you&#8217;ll net 11 * $1,200 , or $13,200.<\/p>\n\n\n\n<p>If you&#8217;re shut down though and it takes you 8 months to get back in, that\u2019s about $9,600.<\/p>\n\n\n\n<p>So, if your edge or game is worth losing $9,600 if it fails then go for it. Remember though, the less you know the more the risk, as you don\u2019t know if and when you get back in.<\/p>\n\n\n\n<p>There are many such games with similar analyses, especially like getting kicked out of Target world or Costco world which might upset P2. You can&#8217;t price this risk, you want the P2 happy,&nbsp;<\/p>\n\n\n\n<p>I guess the message is: Always probe like a bot on or not a bot, and knowing your EV and ROI helps you make better decisions.<\/p>\n\n\n\n<p>&#8211; Florian<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"334\" height=\"334\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/07\/image-5.png\" alt=\"\" class=\"wp-image-12137\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/07\/image-5.png 334w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/07\/image-5-300x300.png 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/07\/image-5-150x150.png 150w\" sizes=\"auto, (max-width: 334px) 100vw, 334px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">Pictured: The decoder ring used to translate today&#8217;s post from Florianish, which is a loose derivate of English, to English, which is the most unstructured language I know of.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>EDITOR&#8217;S NOTE: Today&#8217;s post is a Friday guest post in a short summer series running on Fridays while I&#8217;m traveling. Today&#8217;s author is the juxtaposition<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[178,56],"tags":[],"class_list":["post-12134","post","type-post","status-publish","format-standard","hentry","category-guest","category-wisdom"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=12134"}],"version-history":[{"count":8,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12134\/revisions"}],"predecessor-version":[{"id":12154,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/12134\/revisions\/12154"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=12134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=12134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=12134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}