{"id":11829,"date":"2025-09-11T04:00:00","date_gmt":"2025-09-11T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=11829"},"modified":"2025-09-11T08:19:18","modified_gmt":"2025-09-11T14:19:18","slug":"coping-with-a-shutdown-the-cost-to-severe-argument","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2025\/09\/11\/coping-with-a-shutdown-the-cost-to-severe-argument\/","title":{"rendered":"Coping with a Shutdown: The Cost to Sever Argument"},"content":{"rendered":"\n<p>One of my favorite ways to think about relationships with banks and FinTechs is \u201chow much would you have to pay me to never use [institution] again?\u201d (The severed relationship question)<\/p>\n\n\n\n<p>My answer varies greatly depending on the institution, ranging from probably $500 (let\u2019s say RobinHood), to $1 Million. <\/p>\n\n\n\n<p>When a shutdown from a bank or a FinTech happens, I like to reframe the shutdown in terms of the severed relationship question and look back on my earnings. For example, if RobinHood gives me the almighty \ud83e\ude93 and I earned over $500 from games with their app, then I got at least the value of the severed relationship question, so I can frame the shutdown as a success rather than as a blow. <\/p>\n\n\n\n<p>As a bonus, I may find my way back into an institution that shut me down, which lets the game start over; sometimes when you\u2019re shutdown, it\u2019s just another opportunity to answer the severed relationship question for a second (or third) time.<\/p>\n\n\n\n<p>Have a nice day friends!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/05\/image-9.png\" alt=\"\" class=\"wp-image-11841\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/05\/image-9.png 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/05\/image-9-150x150.png 150w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">There are benefits to severing too maybe?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of my favorite ways to think about relationships with banks and FinTechs is \u201chow much would you have to pay me to never use<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[56],"tags":[],"class_list":["post-11829","post","type-post","status-publish","format-standard","hentry","category-wisdom"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/11829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=11829"}],"version-history":[{"count":5,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/11829\/revisions"}],"predecessor-version":[{"id":12452,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/11829\/revisions\/12452"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=11829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=11829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=11829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}