{"id":11222,"date":"2025-02-14T04:00:00","date_gmt":"2025-02-14T11:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=11222"},"modified":"2025-02-12T16:03:02","modified_gmt":"2025-02-12T23:03:02","slug":"citi-shop-your-way-rewards-faqette","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2025\/02\/14\/citi-shop-your-way-rewards-faqette\/","title":{"rendered":"Citi Shop Your Way Rewards: FAQette"},"content":{"rendered":"\n<p>The <a href=\"https:\/\/milesearnandburn.com\/index.php\/2021\/11\/18\/unsung-hero-citi-shop-your-way-rewards-mastercard\/\" data-type=\"post\" data-id=\"3080\">Citi Shop Your Way Rewards Mastercard card<\/a> was an overlooked value machine for years, and it was the first <a href=\"https:\/\/milesearnandburn.com\/index.php\/category\/unsung-heroes\/\">MEAB Unsung Hero<\/a> card too. I think churners know the card&#8217;s value machine status now though, so proselytizing at this point is pass\u00e9.<\/p>\n\n\n\n<p>But, questions often come up around the card, so let&#8217;s answer &#8217;em like a boss:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>[Q] When do I start getting offers?<br>[A] Usually 3-5 months after getting the card<br><\/li>\n\n\n\n<li>[Q] What&#8217;s the offer cadence?<br>[A] Citi sends offers on the 1st and the 15th of each month via email, and sometimes earlier via snail-mail<br><\/li>\n\n\n\n<li>[Q] What&#8217;s the sign-up bonus?<br>[A] I dunno, but it&#8217;s crap, and it&#8217;s always been crap &#8211; that&#8217;s not why we get the card<br><\/li>\n\n\n\n<li>[Q] How long until the sign-up bonus posts after hitting spend?<br>[A] Forever, it probably won&#8217;t post (unless you&#8217;re really lucky or you bug Citi)<br><\/li>\n\n\n\n<li>[Q] When do semi-monthly spend offers post?<br>[A] For points usually within a week. For statement credits, either (a) a few weeks after the statement close, or (b) the middle of the next month depending on the offer<br><\/li>\n\n\n\n<li>[Q] Can I have multiple Shop Your Way Rewards cards?<br>[A] Historically yes, but now now (since about mid-2023)<br><\/li>\n\n\n\n<li>[Q] What counts as an online purchase?<br>[A] <em>ymmv<\/em>, but: some floosie things, your online utility payments, and probably whatever counts on the AT&amp;T Access More card which would also be an Unsung Hero if you could still get it<br><\/li>\n\n\n\n<li>[Q] Can I product change to this card?<br>[A] No<br><\/li>\n\n\n\n<li>[Q] Can I switch to the ThankYou Points version of this card?<br>[A] Not since 2021<br><\/li>\n\n\n\n<li>[Q] What&#8217;s the best redemption of Shop Your Way Rewards points?<br>[A] Almost always Visa gift cards<br><\/li>\n\n\n\n<li>[Q] What&#8217;s an unknown feature of the card?<br>[A] It has special payment-fu, and lacks the Big Bank Energy\u2122 that Citi&#8217;s known for<br><\/li>\n\n\n\n<li>[Q] How do I get a credit line increase?<br>[A] They award them automatically on most card anniversaries<br><\/li>\n\n\n\n<li>[Q] I don&#8217;t see any offers in the &#8216;Offers&#8217; tab on the account dashboard<br>[A] That&#8217;s not a question, but sounds about right for this card. Don&#8217;t worry, no one else sees their offers either<br><\/li>\n\n\n\n<li>[Q] What&#8217;s this card&#8217;s annual expectation value?<br>[A] Almost as much as a maxed American Express Resy Platinum sign-up bonus<\/li>\n<\/ul>\n\n\n\n<p>Good luck, and Happy #CitiGonnaCiti day.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"391\" src=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/02\/image-1024x391.png\" alt=\"\" class=\"wp-image-11223\" srcset=\"https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/02\/image-1024x391.png 1024w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/02\/image-300x115.png 300w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/02\/image-768x293.png 768w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/02\/image-1536x587.png 1536w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/02\/image-2048x782.png 2048w, https:\/\/milesearnandburn.com\/wp-content\/uploads\/2025\/02\/image-1320x504.png 1320w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\" style=\"font-size:14px\">[Bonus Q] In the year 2025, I get this message while trying to log into the card&#8217;s dashboard, what&#8217;s up?<br>[A] #CitiGonnaCiti<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Citi Shop Your Way Rewards Mastercard card was an overlooked value machine for years, and it was the first MEAB Unsung Hero card too.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[54,18],"tags":[],"class_list":["post-11222","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-unsung-heroes"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/11222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=11222"}],"version-history":[{"count":10,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/11222\/revisions"}],"predecessor-version":[{"id":11267,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/11222\/revisions\/11267"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=11222"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=11222"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=11222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}