{"id":10433,"date":"2024-10-03T04:00:00","date_gmt":"2024-10-03T10:00:00","guid":{"rendered":"https:\/\/milesearnandburn.com\/?p=10433"},"modified":"2024-10-02T22:54:54","modified_gmt":"2024-10-03T04:54:54","slug":"thursday-bank-stuff-and-bonus-promos","status":"publish","type":"post","link":"https:\/\/milesearnandburn.com\/index.php\/2024\/10\/03\/thursday-bank-stuff-and-bonus-promos\/","title":{"rendered":"Thursday Dime"},"content":{"rendered":"\n
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  1. Do this now<\/strong>: Register for Choice’s Q4 promotion for 8,000 bonus points<\/a> on two night (or longer) paid stays through January 5.
    <\/li>\n\n\n\n
  2. Do this now<\/strong>: Register for Marriott and Singapore Airlines reciprocal earning promotion for bookings and flights<\/a> between October 10 and December 12. You’ll earn:

    – 500 Singapore KrisFlyer miles on paid Marriott stays
    – 1,200 Marriott Bonvoy points on paid Singapore flights

    Because Marriott is Marriott, 500 Singapore miles are probably more valuable than 1,200 Bonvoy points.
    <\/li>\n\n\n\n
  3. The Chase Hyatt personal card has a new sign-up bonus for five free category 1-4 free night certificates<\/a> with $4,000 spend in three months. The $95 annual-fee is not<\/em> waived the first year. I prefer the points version of the sign-up bonus since those don’t effectively expire and are more flexible. (Thanks to shris420<\/a>)
    <\/li>\n\n\n\n
  4. Etihad Guest has a tiered 20%-40% transfer bonus for incoming Citi ThankYou point transfers<\/a> through October 31. With the transfer bonus, AA short0haul flights are cheaper to book with Etihad than with Alaska MileagePlan.
    <\/li>\n\n\n\n
  5. Qatar Avios has a 25% transfer bonus for incoming Citi ThankYou points transfers<\/a> through October 31.
    <\/li>\n\n\n\n
  6. Bank of America has a $500 personal checking account bonus requiring $15,000 deposited within 30 days<\/a>, keeping the money there through day 120, and one of: sending a bill payment, using Zelle (don’t do this), mobile depositing a check, or making a singe direct deposit. Use promo code MCC500CIS<\/em>. There are exclusions for

    The effective APR of this deal is 13.3% in the best case or 10.0% in the worst case, but the real reason to do this is for opening up     Bank of America credit card approvals<\/a>. (Thanks to DDG<\/a>)
    <\/li>\n\n\n\n
  7. US Bank has a $900 business checking account bonus requiring $30,000 deposited within 30 days<\/a> and maintaining the balance for 60 days using promo code Q4AFL24<\/em>. This bonus requires that 12 months have passed since you last had a business checking account with US Bank.

    The effective APR of this deal is 36% at best and 18% at worst which is reason enough to go for it, but like with Bank of America,     opening a checking account will help with credit card approvals<\/a>. (Thanks to DoC<\/a>)
    <\/li>\n\n\n\n
  8. Chase’s Q4 Pay Yourself Back 25% bonus categories<\/a> are: utilities, insurance, fitness clubs and gyms, gas stations, and annual fees. Bonuses are all only the Sapphire Reserve this quarter too. “Select Charities” remains at its 50% bonus value. So long high volume gold cash-out, but hello octopus insurance cash-out!
    <\/li>\n\n\n\n
  9. Chase is making a change to the Sapphire Reserve $300 annual travel credit which seems<\/em> to be<\/a>:

    – $300 travel credit resets in December as usual for use past your December statement
    – Remainder of unused December credit becomes a statement credit on December 31
    – $300 travel credit for January 2025 – [your anniversary date]
    – $300 travel credit for [your anniversary date 2025] – [your anniversary date 2026]

    I think this means a bonus $300 travel credit in 2025.
    <\/li>\n\n\n\n
  10. Chase’s has a few targeted promotions for booking through the travel portal:

    – 10,000 bonus Ultimate Rewards after booking a hotel stay of $400+ by January 31 (via email)
    – $100 back on $500 in spend by October 31 (via     Chase Offers<\/a>)

    These will stack, and these are (probably) both gameable. (Thanks to     FM<\/a>)<\/li>\n<\/ol>\n\n\n
    \n
    \"\"<\/figure>\n<\/div>\n\n\n

    Pay yourself back hiccups when buying Octopus insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Pay yourself back hiccups when buying Octopus insurance.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[60,69,54,64],"tags":[],"class_list":["post-10433","post","type-post","status-publish","format-standard","hentry","category-airlines","category-bank-bonuses","category-credit-cards","category-points"],"_links":{"self":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/10433","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/comments?post=10433"}],"version-history":[{"count":4,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/10433\/revisions"}],"predecessor-version":[{"id":10443,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/posts\/10433\/revisions\/10443"}],"wp:attachment":[{"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/media?parent=10433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/categories?post=10433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesearnandburn.com\/index.php\/wp-json\/wp\/v2\/tags?post=10433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}